Insurance

[SOMD Cruiser]

My husband just found out that he will have to start dialysis soon. So we want to go on a cruise around Feb 10-17 next month. Does anyone know of a good insurance to get in case something was to happen. He is 44 I don't think anything will but you never know. Thanks

[CaptData]

How long ago did you book this cruise. If more then two weeks go to CSA insurance and read which one covers pre-existing. If less then two weeks. Travel Guard is a good one to have.

[iamtrustworthy]

My husband just found out that he will have to start dialysis soon. So we want to go on a cruise around Feb 10-17 next month. Does anyone know of a good insurance to get in case something was to happen. He is 44 I don't think anything will but you never know. Thanks

Hi,

I hope everything goes well with your husband's dialysis.

Many trip insurance plans will cover you if you meet their rules. You'll need pre-existing conditions coverage. The one part you'll need to mind is the "Medically Stable" definition.

Go to www.google.com (http://www.google.com/) and search for "trip insurance". You'll find some good comparison sites that offer reputable companies.

I hope this helps.

[SOMD Cruiser]

CaptData we haven't booked it yet. We are looking at a 4 day cruise out of Port Canaveral on the Sovereign. Thank you both for the info.

[Hebe]

We always use HTH Insurance. They have a very good pre-existing clause and you do not have to book within 2 weeks of booking your cruise so you can wait until your plans are set. In fact, you can book up to 24 hours prior to final payment.

The Pre-Existing Condition Exclusion is waived provided you meet all of the following requirements:

the payment for this plan is received prior to/or within 24 hours of your final payment for your Covered Trip; and
you are not disabled from travel at the time you make your plan payment; and
the booking for the Covered Trip must be the first and only booking for this travel period and destination.http://www.hthtravelinsurance.com/trip_protection.cfm

[iamtrustworthy]

We always use HTH Insurance. They have a very good pre-existing clause and you do not have to book within 2 weeks of booking your cruise so you can wait until your plans are set. In fact, you can book up to 24 hours prior to final payment.

One small clarification: You can order an HTH policy up to 24 hours AFTER you make your scheduled final payment.