Oosterdam Poker Cruisers

[Jsipes]

While cruising on the Oosterdam 's Poker Cruise 12-1 thru 12-8 we noticed a line of people at the front desk almost everyday. Many of them were drawing cash advances for the Casino(I suppose) I don't think they realize that a cash advance on your credit card is 22.5 % interest, instead of the usual 9.9%, so the morale of the story is..if your going on a cruise and intend to gamble, bring lots of cash. I really don't think a lot of people realize how much cash advances can hurt the old pocketbook. :)

[Sundagger]

My credit card interest is 7.5% for both purchases and cash advances - and there of course is only interest if I don't pay it off the next cycle.

[Jsipes]

My credit card interest is 7.5% for both purchases and cash advances - and there of course is only interest if I don't pay it off the next cycle.
Interesting.....I checked American express online....they charge 22.5 % annual rate for cash advance.

[Davey Interweb]

This wouldn't be a cash advance, though. Whatever you withdraw just goes on your shipboard account as a charge. If it were an ATM, it'd be a cash advance.

Me, I just bring my gangsta roll along with me and allow the other passengers to add to it.

[Sundagger]

Interesting.....I checked American express online....they charge 22.5 % annual rate for cash advance.

I'd post my latest Credit Card Account Summary that shows the rates, but there is a little too much other information on it. It's for a Visa, an M/C, and an Amex (issued through a financial services company rather than direct). They're called "Prime+0%" accounts. And they are "Rewards" cards, also.