My wife and I have an annual Trekkers Choice policy with GeoBlue. You have to live in US and have primary coverage (who doesn't????). OurMedicare Advantage plan qualifies.It provides coverage when you are outside the US. We pay under $300 for an annual plan that covers an unlimited number of trips, although no one trip can exceed 70 days. It is age dependent and costs more as you get older, and they won't insure over 95 years old. It includes doctors, hospitals, medications and medical transportation (not with the MedJet flexibility).
A friend of ours fell in Paris and broke her wrist. They called the toll free number and they told them where to go for care. She was taken care of and they never asked for any payment. Luckily, I've never had to use it.
