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gubby

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  • Posts

    2,842
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About Me

  • Location
    Kingston, ON
  • Interests
    golf, books,sewing, cooking
  • Favorite Cruise Line(s)
    HAL,Celebrity,Princess,NCL
  • Favorite Cruise Destination Or Port of Call
    Bermuda,Mediterranean

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Cool Cruiser (2/15)

  1. Once again, Fouremco, thanks for the info. I DID try to find some links, but the ones I saw did not have the same info that the links you provided. You are such a fountain of knowledge for so many subjects, and impart that knowledge so quickly and easily, I wish there was some way to reimburse. All I can do is help others if I ever am able.
  2. Spouse is now using oxygen due to health reasons. What particular steps do we take in order to book and fly. Does each airline ( Air Canada and United are our standbys) have the same requirements? What do cruiselines( next is HAL) want to know? We have extra preps to make, but still want to cruise as long as we are able. We have great travel insurance, but are there extra questions we should now be asking?
  3. We have used Alliance before. Their coverage was good for cancellation, but they were very slow with payments. However, it is coverage we most want, and in the end, they did pay. At one time, our medical Insurance was also with them, and they covered ALL my spouse's hospital expenses in a private heart institute in Naples, Italy. No complaints with Alliance.
  4. Thanks Jim. I had been looking for this info, so your post was quite timely. I have added the question to my list to our insurance company as that is huge cost if one doesn't have coverage. We were covered by Gobal Excel on our last cruise, and were so happy and impressed with the way our medical emergency was handled. No helicopter evacuated though.
  5. I am not questioning the fee-I just wonder where you found it. These are fees that many would like to know. Is the 50K in US or Can dollars. What country is the pickup?
  6. Thanks for the tips. These are all things we have learned since retiring and travelling a lot more. Re the lounges: so much more relaxing, and worth it. There is no way I would book a flight the same day as cruise, but many people do. Be sure to have good travel insurance- this has saved us thousands in hospital fees.
  7. We did this cruise in May. We filled out the ArriveCan form and printed a copy because I was unsure of internet access 2 days before we boarded the ship in Vancouver. It was never asked for because it shows up when they check your passport. When we flew from Vancouver to Toronto 14 days later, same thing- no one asked. And we had to fly from Anchorage( Whittier) to Vancouver due to a medical crisis. Same dates.
  8. Sorry I know nothing about car rental. However, if available, book the ship's tour. This is a tour that is SO worthwhile, and it would be a shame to miss it. I seldom give any government credit, but did write an actual letter to Tourism Canada for spending some of my tax dollars on this site. There is so much to do and see and learn here. Be sure to dress warmly as the wind can be wicked.
  9. Thanks iancal. I do monitor fare on a regular basis and have talked to my TA about an OBC. after all, she will get a substantial commission from HAL on our return. Still we must pay over 5k in June, and final payment will be substantial. Need to really think about the CFAR., as I am coming up empty about bankruptcy coverage. Will also check into EQ bank.
  10. I also use credit not debit card. If we pay in full by June 1, 2023, HAL gives a 3% discount which is close to the gratuities for one passenger. We have no other discounts, and hope to be able to continue to receive the OBC for Carnival stock. I understand no charge back if company is bankrupt, which is why I am trying to find out how to protect our payment if this does happen. Of course, taking the great cruise would be preferable by far! If we pay by June 1, we do need to buy the CFAR by July 29. It is pricey, but better to receive 90% than lose 100%, less the insurance cost.
  11. Our initial deposit wa 6K for the two of us. This is a 94 day cruise and even though we have booked an inside cabin, the final price is close to 50k Can. for the 2 of us. We have decided this will likely be our final cruise, and because we can do Australia and NZ without the horrendously long flights in either direction ( depart and return is San Diego). We thought at first, that it would be easier to pay about 2K monthly, rather than the final amount all at once. There will be a second payment of over 5K in June 2023, before final payment in October. HAL insurance for CFAR is pricey ( about 6k for 2)but seems better to get 90% of fare returned than losing all. As others have said, if we can't afford to lose the fare, don't book, but bucket list is hard to give up. And we have already booked.As this is just me worrying, it would be good to know all my options
  12. No, I have not heard anything. As I mentioned earlier, it is my worry. The stock has fallen quite low, and even though it picks up every other day, it is still so low, and falls again. Don' t keep up, this is my only stock, but I am a worrier.
  13. It is late, but thanks to all who contributed. My TA contacted HAL who has now refunded all my payments except the refundable deposit. My money now sits back in my bank and will be handed over when due. As that is 10 months away, I will have a better handle on their financial status. Still, it is a full 7 months before sailing. Never heard about bankruptcy insurance for Canadians though, so will have to continue to check for that. We have great medical and cancellation coverage, but the niggle about them going under just sits there.
  14. I dug out my copy of our CC agreement. While I was surprised to read about medical and travel and cancellation insurance, ( only for 4 days for those over 65), there was really nothing in it about how long one had to make a chargeback. There was reference to 30 days, but it was not too clear, and I know no more than I did before reading it. I guess making an appointment with someone at the branch is the next step. Nothing seems to show up with my online enquiries. We had made 4 monthly payments, but decided not to make any more until we can figure this out. Having our TA on vacations is just making things harder to understand. When I get any answer, I will certainly post so others will have some idea as well.
  15. Some really good suggestions. I knew that I would be happy posting this question here. I am trying to contact TD about how my CC can protect me concerning how long I have for a chargeback. Like so many companies now, there is a long wait. My TA is on vacation until August. I will continue to be patient.
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