When we visited Turks & Queso (as I was told to call it), I looked up an operator online and reserved it. It turns out it was this guy's only golf cart. He was not well off financially, and our business was his world. The cart was a clunker, but it got us around the whole island. I've had easier places to navigate (as in Skagway, Alaska. There is only one road), but we only got lost very briefly. It was okay. I felt very safe there compared to, say, Jamaica or Dominican. I think we paid for everything with credit card.