Jump to content

Travel Junkie Judy

Members
  • Posts

    4,516
  • Joined

About Me

  • Location
    Houston, Texas
  • Interests
    Cruising
  • Favorite Cruise Line(s)
    Norwegian,
  • Favorite Cruise Destination Or Port of Call
    Norwegian Fjords, Middle East, South America

Recent Profile Visitors

920 profile views

Travel Junkie Judy's Achievements

3,000+ Club

3,000+ Club (3/15)

  1. Norwegian smaller ships use the old locks - The SUN in particular, just went though in April - we were on her. Check the dates and the ships -These would also use old locks - Star, Dawn, Spirit, Sky, Jade, Jewel, Gem, and Pearl. I see Encore, Bliss, Breakaway and Joy go to or through Panama and they would use the new locks. Good Luck, Judy
  2. Allianz gives you 90 days to file a claim after your incident. Don't think the 3 years old claim would work...just sayin'.........🤣😂
  3. Allianz gives you 90 days to file a claim, so I don't think the 3 years would work.....just sayin' 🤣
  4. My Medicare Advantage (United Health Care) covers all expenses outside of the US - less my deductible. If it is at an emergency clinic, I pay only $65. If I am admitted to a hospital, I pay my $500 deductible. This is not an expensive plan. It is quite reasonable. It is my only health insurance, though I do have the Allianz Travel Insurance, which covers whatever my United Health Care doesn't - as long as the trip is 90 days or less.
  5. I don't blame you. They have changed their policies concerning Covid - probably because of feedback like yours. Shame on them for not covering it.
  6. I did not say my Medicare did not cover. Don't know where that came from. ???? Medicare has covered every claim I have made when out of town and/or out of country.
  7. We were in California when I used my Allianz policy, but it is good all over the world In California, it paid the deductible from my Medicare Advantage plus a few things that Medicare A did not pay.. My Medicare Advantage did cover me in March of this year, as I mentioned before. The Allianz annual plan is probably the best travel insurance because it covers you for trips up to 90 days. Most are 30 days and some are 60. My Allianz did not cover the March incident because we were gone over the 90 day limit. Hope this makes sense.
  8. I have had one claim with Allianz annual. I had a minor (hairline) fracture of my arm while out of state. I turned in all of the bills and my plane ticket to show when I arrived and left. Allianz covered everything (and then some) that my medicare did not cover. They paid me for the mileage to drive to the emergency clinic & back I think. I was very happy with them. You have to save all receipts. Lack of proof is the #1 reason that people are turned down for claims. When we travel, I carry a medium size manilla envelope and put ALL receipts in it plus boarding passes and luggage tags. Of course, some of the receipts are not useable, but you never know......
  9. Wow! Why am I not surprised about NY? My husband used to work in "the city". My medicare advantage is through my old employer and I feel lucky to have it. I had a medical emergency in March in Honduras. The bill was $2970. Medicare Advantage picked up all but $500 deductible. Travel insurance would have picked up the rest, but we had been there 93 days and the trip limit is 90 days.
  10. My Medicare Advantage covers outside USA , but we still carry travel insurance. Allianztravelinsurance.com to the rescue. An annual policy is not expensive and covers you when 100 miles from home - not just cruises.
  11. Seems that there are many ships that can still use the Panamax (original) locks. We leave on Friday on the NCL SUN. It's their smallest ship and I love her! We go through the canal next week. Judy
  12. So sad, but inevitable. I still love the smaller, more intimate ships. Thanks for the information. I wonder what happened to her. Judy
  13. He is referring to smaller ships that go through the original locks. The "mega" ships have to go through the newer locks, which are not as interesting. Judy
  14. This was our first ship . We sailed when she was NCL Sea. This was in 2002 or 2003. We loved sailing on her. Seaward / Norwegian Sea This ship was built in 1988 as Seaward, but was rechristened in 1997 after a hefty renovation. In 2005, the ship left NCL and moved to Star Cruises, at that time renamed SuperStar Libra. Photo By: Norwegian Cruise Line She continued sailing in various markets, including the Mediterranean Sea and Aegan Sea, in South America, and in Asia. In July 2018, the ship was converted to a hotel ship at a German shipyard.
×
×
  • Create New...