Foreign Transaction fees......I put a deposit on a cruise and low and behold I was charged 3 % ...$30.00 for a $1000 deposit, since they process payments in Chile.....it showed up on my credit card, I called the credit card company and they did remove it, but then I called Viking to complain, they say you have to file a claim with them or your agent to get the money back, I told Viking that this seems to be a scam, and that most people wouldnt even catch it, so beware and check your statements !