Foreign Transaction Fees

Welcome to Cruise Critic! If you'd like to participate on our forums by joining in the conversation, please Register Now! Be sure to visit our FAMOUS Roll Call forums, where you can meet other cruisers sailing with you and share a tour or shore excursion and SAVE MONEY!


Unregistered, just back from your river cruise? Get published on Cruise Critic; Write a Review!
River Cruising
Find Others on Your River Cruise! River Cruising Roll Calls
All times are GMT -4.
The time now is 06:48 AM.
#1
New York
7,334 Posts
Joined Aug 2011
There is a thread here about Foreign Transactions Fees when using US credit cards to pay for Viking cruises.

Has anyone been hit with this on other river cruise lines? We are about to book on AMA and I want to know what to expect.
Expand Signature
Collapse Signature
Email me: [email protected]

I am not an employee of Cruise Critic and I don't speak for Cruise Critic. All opinions are mine alone. Also, I'm only a Host on the various River forums -- everywhere else I'm "just plain Jazz."

Booked:
Backroads Italian Lakes Walking Tour 5-2017
Crown Princess Classic Canada & New England 10-2017
Azamara Quest Costa Rica 1-2018
AMA Discover Africa 5-2018
Viking Sun British Isles Explorer 8-2018
Celebrity Caribbean B2B 1-2019

Completed [click on links for reviews]:
Norwegian Pride of America Hawaii 10-2016
Azamara Quest Norwegian Fjords 8-2016
Celebrity Constellation Greek Isles 5-2016
AmaDagio Provence 9-2015 – three pages (keep clicking on "Older Posts")
Celebrity Xpedition Galapagos 5-2015
Celebrity Eclipse Southern Carib 3-2015
Fresco Tours A Kinder Camino 9-2014
Crystal Serenity Mediterranean 5-2014
Coral Princess Panama Canal 1-2014
AmaCello Rhine 8-2013
Coral Princess Alaska 6-2013
Norwegian Dawn Caribbean 3-2013 / Celebrity Summit Caribbean 1-2012 / Oceania Insignia Mediterranean 5-2011 / Fair Dinkum (Erie Canal bareboat) 7-2003 / Costa Italia Caribbean 5-1974
#2
So California
894 Posts
Joined Oct 2008
Having read the "fine print" for our upcoming Uniworld cruise I learned that our onboard bill will be in foreign currency, thus we will have the foreign exchange charges. So I am looking for a credit card that does not have huge charges. Any suggestions?
#3
NW Ohio
8,070 Posts
Joined Jan 2001
Originally posted by aguamel
Having read the "fine print" for our upcoming Uniworld cruise I learned that our onboard bill will be in foreign currency, thus we will have the foreign exchange charges. So I am looking for a credit card that does not have huge charges. Any suggestions?
We use our Capital One Visa when traveling outside the U.S. and do no incur a foreign transaction fee on any charges with them.
#4
Los Angeles, CA, USA
3,206 Posts
Joined Aug 2002
Marriott has a new credit card which does not charge foreign transaction fees. I use it whenever we travel and when we stay at Marriotts around the World.

Sheila
#5
New York
7,334 Posts
Joined Aug 2011
If you have a bank account with Schwab, you get a debit card with no foreign transaction fees and no ATM fees worldwide. But you don't get points...
Expand Signature
Collapse Signature
Email me: [email protected]

I am not an employee of Cruise Critic and I don't speak for Cruise Critic. All opinions are mine alone. Also, I'm only a Host on the various River forums -- everywhere else I'm "just plain Jazz."

Booked:
Backroads Italian Lakes Walking Tour 5-2017
Crown Princess Classic Canada & New England 10-2017
Azamara Quest Costa Rica 1-2018
AMA Discover Africa 5-2018
Viking Sun British Isles Explorer 8-2018
Celebrity Caribbean B2B 1-2019

Completed [click on links for reviews]:
Norwegian Pride of America Hawaii 10-2016
Azamara Quest Norwegian Fjords 8-2016
Celebrity Constellation Greek Isles 5-2016
AmaDagio Provence 9-2015 – three pages (keep clicking on "Older Posts")
Celebrity Xpedition Galapagos 5-2015
Celebrity Eclipse Southern Carib 3-2015
Fresco Tours A Kinder Camino 9-2014
Crystal Serenity Mediterranean 5-2014
Coral Princess Panama Canal 1-2014
AmaCello Rhine 8-2013
Coral Princess Alaska 6-2013
Norwegian Dawn Caribbean 3-2013 / Celebrity Summit Caribbean 1-2012 / Oceania Insignia Mediterranean 5-2011 / Fair Dinkum (Erie Canal bareboat) 7-2003 / Costa Italia Caribbean 5-1974
#6
GTA, Ontario, Canada
32,564 Posts
Joined Apr 2005
We used Scenic tours it was in CAD but we are Canadian so not sure how it would affect you

I am sure you would incur exchange fees but it depends on your CC whether you are charged FTF
#7
GTA, Ontario, Canada
32,564 Posts
Joined Apr 2005
Originally posted by aguamel
Having read the "fine print" for our upcoming Uniworld cruise I learned that our onboard bill will be in foreign currency, thus we will have the foreign exchange charges.
FTF are different than Foreign exchange fees or conversion fees
#8
Milton On Canada
938 Posts
Joined Sep 2008
We were on AMA last year and all onboard charges were in US $. Being a holder of a CDN credit card, I paid the bank exchange rate on foreign transactions, no different that if I went to the US and used the card.
Expand Signature
Collapse Signature
Judy

Carnival Pride-Western Caribbean Feb 2015
Scenic Emerald-Paris to Barcelona Sept 2013
Freedom OTS-E. Caribbean March 2013
Scenic Emerald Amsterdam to Budapest Sept 2012
Emerald Princess-S. Caribbean Jan 2012
AMA Amalegro Prague to Paris Sept 2011
Oceania Insignia Venice -Barcelona -September 2010
Coral Princess Panama Canal FLL to LA Dec 2009
Emerald Princess Baltic Aug 2009
Caribbean Princess S. Caribbean B2B Nov 2008
#10
New York
7,334 Posts
Joined Aug 2011
To be clearer, the problem people reported with Viking is this: Viking is apparently an American company; they bill deposits and final payment in US dollars, so no one expects any "foreign" fees; but they process the credit cards through a bank in Chile. Many credit cards add a Foreign Transaction Fee because of the round trip the electrons take through Chile.

Apparently AMA doesn't do this, since none of the posters has mentioned it. I just wanted to make sure before I give them a Visa card.
Expand Signature
Collapse Signature
Email me: [email protected]

I am not an employee of Cruise Critic and I don't speak for Cruise Critic. All opinions are mine alone. Also, I'm only a Host on the various River forums -- everywhere else I'm "just plain Jazz."

Booked:
Backroads Italian Lakes Walking Tour 5-2017
Crown Princess Classic Canada & New England 10-2017
Azamara Quest Costa Rica 1-2018
AMA Discover Africa 5-2018
Viking Sun British Isles Explorer 8-2018
Celebrity Caribbean B2B 1-2019

Completed [click on links for reviews]:
Norwegian Pride of America Hawaii 10-2016
Azamara Quest Norwegian Fjords 8-2016
Celebrity Constellation Greek Isles 5-2016
AmaDagio Provence 9-2015 – three pages (keep clicking on "Older Posts")
Celebrity Xpedition Galapagos 5-2015
Celebrity Eclipse Southern Carib 3-2015
Fresco Tours A Kinder Camino 9-2014
Crystal Serenity Mediterranean 5-2014
Coral Princess Panama Canal 1-2014
AmaCello Rhine 8-2013
Coral Princess Alaska 6-2013
Norwegian Dawn Caribbean 3-2013 / Celebrity Summit Caribbean 1-2012 / Oceania Insignia Mediterranean 5-2011 / Fair Dinkum (Erie Canal bareboat) 7-2003 / Costa Italia Caribbean 5-1974
#11
NC
48 Posts
Joined Apr 2012
Originally posted by jazzbeau
There is a thread here about Foreign Transactions Fees when using US credit cards to pay for Viking cruises.

Has anyone been hit with this on other river cruise lines? We are about to book on AMA and I want to know what to expect.
Capitol one visa card is great for international travel, never have a foreign transaction fee, as always let your credit card company know you are traveling and where so they will not stop the card.
#12
NW Ohio
8,070 Posts
Joined Jan 2001
Originally posted by Sittib11
Capitol one visa card is great for international travel, never have a foreign transaction fee, as always let your credit card company know you are traveling and where so they will not stop the card.
That's a great reminder and Capital One makes it so easy. All you have to do is call the '800' number on the back of the card and there are prompts to walk you thru it. It's all automated, you just say the dates you'll be gone/return & what country/countries you'll be visiting.
#13
Virginia
1,437 Posts
Joined Feb 2005
Originally posted by rjscott
That's a great reminder and Capital One makes it so easy. All you have to do is call the '800' number on the back of the card and there are prompts to walk you thru it. It's all automated, you just say the dates you'll be gone/return & what country/countries you'll be visiting.
You can also do it on line by the way .

Cheers,
Expand Signature
Collapse Signature
Bill and Sharon

STSC(SS) USN Retired
SS410 Threadfin: 1960; SS350 Dogfish: 1961-62 (Diesel Boats Forever!)
George Bancroft, SSBN 643 Commissioning Crew: 1963-67
Andrew Jackson, SSBN 619: 1968-71, Simon Bolivar, SSBN 641: 1974-78
James K Polk, SSBN 645: 81-83
Mississippi Queen Memphis - New Orleans: 2004
Volendam Alaska: 2005, Maasdam Southern Caribbean: 2006, Viking Spirit Netherlands, April 2007
Volendam Caribbean/Panama, 2007, Maasdam Voyage of the Vikings, July 2008,
Prinsendam Grand Med and Black Sea Voyage, March 2009, Amsterdam Grand Australia and South Pacific Voyage, September 2009, GCT Rhine and Mosel, March 2010, Viking Spirit Paris and Heart of Normandy, Nov 2011, Viking Europe Portraits of Southern France, March 2012, Viking Njord Danube Waltz, December 2012, IOS, Feb 2013.
#15
Buckeye, Arizona USA
371 Posts
Joined May 2007
Unless you are buying a house full of furniture and shipping it back to wherever your home is or you are a currency trader out to make a living on currency fluctuations, I wouldn't worry too much about foreign transaction fees.

Just use a card like Capital One and don't fret your vacation time away.

Life is too short.

Just my $0.02.

Jim
#16
Maitland, FL
279 Posts
Joined Apr 2002
We use the Chase Sapphire card to avoid foreign transaction fees. If you stay at a hotel for a few nights and eat and shop it can save a significant amount of money plus you accumulate points to help with your next trip. We were charged 3 per cent on each transaction on our other card we used.
#17
118 Posts
Joined Jan 2005
We just got a notice from our Capital One Bank that beginning 8/1/12, withdrawals from ATM's outside of U.S. will be subject to a 3% fee. "This international ATM fee is in addition to fees that may be assessed by the ATM operator and the foreign ATM fee Capital One Bank charges for using a non-Capital One Bank ATM." We had heard that Captial One ATM cards were the best to use because there were no international fees. Now we get this notice from Capital One Bank. Does anyone know of an ATM card that has lower charges?
#18
Nebraska
345 Posts
Joined Dec 2011
I know when my friend went to Germany four years ago, all of the ATM/CC foreign transaction fees about did her in- because they were so high and she wasn't prepared. She took travellers checks- which nobody would accept. She said next time she goes, she'll just load up on cash and take her chances- it was that ridiculous. She's been warning to to check and double check before I leave this summer for Europe.
#19
Westerville, Ohio
554 Posts
Joined Aug 2008
polycarp here's a web site listing cards
http://www.cardhub.com/credit-cards/...0:11c1:v082101

There are also many banks with atm cards that have zero foreign trans fees.

pixie - get a good atm and cc. The best rates will be through an atm. Exchanging money into Euros will probably involve exchange fees as well as the conversion rates. You really don't want to walk around with loads of cash on you and yes, no travellers checks.
#20
321 Posts
Joined Apr 2008
Originally posted by Polycarp
We just got a notice from our Capital One Bank that beginning 8/1/12, withdrawals from ATM's outside of U.S. will be subject to a 3% fee. "This international ATM fee is in addition to fees that may be assessed by the ATM operator and the foreign ATM fee Capital One Bank charges for using a non-Capital One Bank ATM." We had heard that Captial One ATM cards were the best to use because there were no international fees. Now we get this notice from Capital One Bank. Does anyone know of an ATM card that has lower charges?
If you qualify to be a member of either Navy Federal Credit Union, or Pentagon Federal Credit Union, neither of them charge foreign transaction fees on their credit card offering. Also, American Express has a card with a high annual fee, but lots of perks including no foreign transaction fees for a number of months....had seen last year that this offer of no fees was good thru September 2012, so you want to read the fine print to see if this is extended or a regular benefit.

Hope this helps.
Karen
Expand Signature
Collapse Signature

Life's Too Short to be Dull








2015: Norwegian Escape, Nov 14 - Eastern Caribbean
2015: Azamara Journey, Sept 20 - Greek Isles & Turquoise Coast
2014: Holland America Nieuw Amsterdam, Nov 9 - Eastern Caribbean
2012: Avalon Panorama, Oct 7 - Rhine River, Basel to Amsterdam
2009: Carnival Splendor, May 24 - Vancouver, Victoria
2008: Carnival Splendor, Sept - Europe Dover to Rome
1986: SS Emerald Seas, Mar 28 - Bahamas
Save
Save
Save
Save
Save
Save
Save
Save