Insurance for Pre Existing Medical Conditions

My wife and I currently have an annual multi trip insurance policy which covers our pre-existing medical conditions. We booked a cruise a few months ago, and when I was recently checking the policy wording in detail regarding another minor issue, I discovered to my horror that cruises were not covered (my current insurer is Insure and Away). I appreciate I should have picked this up, but unfortunately it was tucked away in a myriad of t's and c's.

Is this situation normal in multi trip policies, and can anyone recommend a UK based insurer who will provide cover for my cruise including the pre existing medical conditions.

Any advice would be hugely appreciated.

Roymack

My wife and I currently have an annual multi trip insurance policy which covers our pre-existing medical conditions. We booked a cruise a few months ago, and when I was recently checking the policy wording in detail regarding another minor issue, I discovered to my horror that cruises were not covered (my current insurer is Insure and Away). I appreciate I should have picked this up, but unfortunately it was tucked away in a myriad of t's and c's.

 

Is this situation normal in multi trip policies, and can anyone recommend a UK based insurer who will provide cover for my cruise including the pre existing medical conditions.

 

Any advice would be hugely appreciated.

 

Roymack

You might get a response if you post your question on the cruise critic UK board.

http://boards.cruisecritic.com/forumdisplay.php?f=682