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  #1  
Old December 10th, 2013, 06:24 AM
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Princess Jane Princess Jane is offline
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Default Paying folio charges in home currency

When I booked my cruise I specified I wanted to pay my onboard charges in my home currency. It seems Princess has rejigged the Cruise Personalizer because it's flicked back to USD and I can't change it. I rang Princess and the man said "Just log onto the Cruise Personalizer and change it". If only I could. Is anyone having the same problem?


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  #2  
Old December 10th, 2013, 08:31 AM
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Kamloops50 Kamloops50 is online now
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Quote:
Originally Posted by Princess Jane View Post
When I booked my cruise I specified I wanted to pay my onboard charges in my home currency. It seems Princess has rejigged the Cruise Personalizer because it's flicked back to USD and I can't change it. I rang Princess and the man said "Just log onto the Cruise Personalizer and change it". If only I could. Is anyone having the same problem?



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I don't think you can change except if the cruise is in Europe. They can bill your credit card to your home currency at the end of the cruise thru a third party provider . I found it was cheaper to let my CC to do the conversion from USD.
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  #3  
Old December 10th, 2013, 09:40 AM
Loonbeam Loonbeam is offline
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Princess uses HORRID conversion rates. Unless you have a credit card with really high fees you are better off letting your bank do the conversion.

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Originally Posted by Princess Jane View Post
When I booked my cruise I specified I wanted to pay my onboard charges in my home currency. It seems Princess has rejigged the Cruise Personalizer because it's flicked back to USD and I can't change it. I rang Princess and the man said "Just log onto the Cruise Personalizer and change it". If only I could. Is anyone having the same problem?


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  #4  
Old December 10th, 2013, 11:20 AM
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beg3yrs beg3yrs is offline
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I completely agree with Loonbeam.

Basic cards typically charge about 3% for foreign currency conversion but there are a few with no charge at all.

It is likely out of CC policy to specifically identify them but with you being in Oz, the ones I list might not be available to you anyway. It shouldn't be too hard to web-search for cards with no conversion fees.

I know of ONE which is available here in the US for no charge which is a CAPITAL idea. Others I know of are associated with major HHotel chains. While the hotel cards typically charge a fee, we found the savings from no foreign currency charges more than offset the fee. The bonus is you often get some freebies like a couple of hotel nights and bonus points on the hotel's program.
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  #5  
Old December 10th, 2013, 11:27 AM
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Pam in CA Pam in CA is offline
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As said, the Princess exchange rates are ridiculous. You really don't want Princess to do the conversion and are far better off with your folio in US$.
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  #6  
Old December 10th, 2013, 12:25 PM
caribill caribill is offline
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For this cruise, all charges onboard will be in US $.

You will have the option of:
a) Paying in cash with US $
b) Paying in your own currency but using (as others have posted) a very bad (for you) conversion rate.
c) Charging to your credit card in US $ with your bank doing the currency conversion with a conversion charge of 0% to 3% depending on your credit card.
d) Charging to your credit card in your own currency with Princess using (as others have posted) a very bad (for you) conversion rate plus a 3% charge for the convenience of doing this.

If you are using a credit card, the boarding pass for the "owner" of the credit card should ask which method you wish to use.

How bad is the conversion rate Princess uses? Based on what I have seen with the onboard currency exchange machines, it is about 8% over what the exchange rate actually is. This means option (d) above could cost you about 11% more than it should.
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  #7  
Old December 10th, 2013, 01:42 PM
aquilegia aquilegia is offline
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Don't try and change it back! Never let a cruise line do the conversion, you will always pay more than you would if you let your card provider do it. You will be much better off paying in USD.
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  #8  
Old December 10th, 2013, 02:06 PM
Loonbeam Loonbeam is offline
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BTW to my knowledge its Okay to mention fee free credit cards just not provide links. That said, I have no idea what the options are for Australia, but I do know they exist.
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  #9  
Old December 10th, 2013, 05:47 PM
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Quote:
Originally Posted by Loonbeam View Post
BTW to my knowledge its Okay to mention fee free credit cards just not provide links.
Good to know, thanks.
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Ocean Princess - Singapore to Dover around Africa - 2014; Dawn Princess - Australia, Indonesia and New Zealand - 2013
Sapphire Princess - Los Angeles, Hawaii, Samoa, Tahiti, Los Angeles - 2012; Golden Princess - RT from Seattle to Alaska - 2012
Diamond Princess - Singapore to YVR 2012; Emerald Princess - Caribbean 2010-2011
Coral Princess - FLL - YVR plus Alaska RT 2010; Star Princess - South America and Antarctica 2009
Costa Classica - Genoa to Venice 2008; Costa Fortuna - Caribbean 2008
Costa Atlantica - Eastern Med 2006; Norwegian Dream - Baltic 2004
Norwegian Dream - Miami to Rome 2003; Norwegian Wind - HNL to YVR 2002
Norwegian Wind - Caribbean 2001; Celebrity Zenith - Caribbean 1996
Norwegian Windward (now the Wind) - So Cal Coastal 1993; Carnival Jubilee - Mexican Riviera
Carnival Festivale - Eastern Caribbean 1988
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