How much money to take on a Cruise

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Poll: How much money do you take on a cruise
Poll Results
How much money do you take on a cruise

Use mostly credit cards
112
52.09%

Use mostly cash
89
41.40%

Use cash and travelers checks
14
6.51%

Voters: 215.  You may not vote on this poll.

#1
ORLANDO, FL
11,232 Posts
Joined Aug 2011
We are seasoned cruisers. We leave on our 13th and 14th cruise beginning on Monday but it got me to thinking how much money do you take on a cruise??

We will be gone a total of 18 days. We primarily use cash and travelers checks (when we were at the bank today getting our travelers checks the bank teller informed us that we are like the only customers who still use travelers checks.....now I find that hard to believe but whatever). We only use the credit card for our sail and sign account onboard.
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Past Cruises
Carnival Valor - March 2005
Carnival Destiny - January 2006
Carnival Celebration - March 2007
Carnival Victory - April 2008
Carnival Pride - May 2009
Carnival Elation - March 2011
Carnival Legend - December 2011
Carnival Fantasy - March 2012
Carnival Ecstasy - December 2012
Carnival Sensation - December 2012
Carnival Freedom - March 3, 2013
Carnival Imagination - December 2, 2013
Carnival Sunshine - December 8, 2013
Carnival Dream - April 5, 2014
Carnival Pride - July 27, 2014
Carnival Dream - December 7, 2014
Carnival Breeze - March 8, 2015
Carnival Ecstasy - October 12, 2015
Carnival Elation - December 7, 2015
Carnival Dream - January 31, 2016
Carnival Vista - May 1, 2016

Future Cruises
Carnival Elation - September 10, 2016
Carnival Breeze - January 22, 2017
Carnival Vista - April 2, 2017
Carnival Triumph - December 4, 2017
Carnival Magic - January 13, 2018



#2
Key West
1,845 Posts
Joined Feb 2005

Easy formula - pre-pay our onboard credit for $100 per person per day. Never worry about a thing while on the cruise and usually get nice check slipped under the door on the last night. While in ports we use credit cards for the things we buy, usually very little. We also bring a little cash in ports for snacks, lunch, etc. Has worked for us for many years.
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Patrice

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She was the kind of a person that keeps a parrot.
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Jake 1998 - 2016 RIP

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#3
Merrill, Michigan
5,289 Posts
Joined Apr 2000
I voted for mostly cash but you left out one choice. Mostly cash and credit card. We use both about equally.

Unfortunately your bank teller was right. Most places give you a hard time with Travelers Checks.

On one of the ports on one of our cruises SIL went to a bank to cash hers with her Drivers License. They wouldn't cash it unless she had a passport which she left on the ship. It was either Aruba or Curacao.

We stopped using them after our first cruise. Now we use the credit card for our S&S account and usually take about $1000 for a seven day cruise. We take $100 for each port and any private excursions goes on the CC. We always have some cash left over when we return.

AAA quit issueing them at our local office. They now issue a pre-paid VISA card instead.
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Dick
"To Sea or Not To Sea"
~~^~~Sea Ya!~~^~~
Carnival Destiny 02-28-99
Carnival Victory 02-24-01
Carnival Conquest 02-09-03
Carnival Glory 02-19-05
Adventure of the Seas 03-09-08 (Never Again )
Carnival Dream 02-19-2011
Carnival Freedom 02-23-2013 (Best One Yet)
Carnival Victory 02-16-15
Carnival Liberty 02-22-15
Carnival Conquest 02-04-2017
#4
North Shore of Minnesota
1,070 Posts
Joined Nov 2010
We figure for the three of us, about 100.00 a day for ports. We wander, visit museums, hikes and eat local street food, at times grab a driver but negotiate well. Rarely have gone over for the day, most times plenty left over. Buy a local 6 pack, food for 3 at food vendor and wander on foot. We don't buy gifts or trinkets.

We don't use porters or room service or bartenders, so on ship we need no cash.

Grand Cayman, that's a little different....ouch $$$$$$$
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Royal Caribbean- Rhapsody of the Sea-2003
Carnival- Paradise- 2011
Carnival- Legend-2012
#5
Orygun
2,611 Posts
Joined Jun 2009
Credit card for S&S card. I budget so much cash for gambling and each port for whatever. I don't really like using a credit card out of the country.
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April 9 and 17, 2016 B2B On the Breeze, to Grand Turk / La Romana Dominican Republic / Curacao / Aruba / Montego Bay, Jamica / Grand Cayman / Cozumel
April 18, 2015 Glory Eastern itinerary Half Moon Cay / Grand Turk / San Juan / St Thomas
January 18, 2014 Liberty Eastern itinerary Half Moon Cay / St Thomas (St John) / San Juan, Puerto Rico / Grand Turk
February 2, 2013 Dream Western itinerary Cozumel / Belize / Roatan, Honduras / Costa Maya
May 8, 2010 Dream Eastern itinerary. Nassau, Bahamas / St Thomas / St Maarten
#7
Ft. Worth, Tx, USA
9,765 Posts
Joined Nov 2000
1 credit card to open our onboard account.
Cash... usually $1,400 for 7 days

Never use Travelers Cheques any more. (Did you know much of the profit from Trvl Cks comes form un redeemed checks?). Stopped using them about 14 years ago.

Bring two credit cards...Only bring one onshore with us. BUT, always call CC company to advise what countries we will be in.
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Previous Cruises: Way too many to list, started in 1974

RCI Diamond Plus

CELEBRITY ELITE

In a bunch of other cruiseline frequent cruiser programs

CARNIVAL BREEZE JAN 1, 2017
#8
U.S.
5,408 Posts
Joined May 2006
Originally posted by kona_wahine
Credit card for S&S card. I budget so much cash for gambling and each port for whatever. I don't really like using a credit card out of the country.
I agree with Kona. I don't use credit cards out of the country. I've read too many horror stories about that where the credit card number is sold or misused.

How much cash to take really depends on whether you plan to gamble and what you plan to do when you get off the ship.

I do recommend taking a stack of one dollar bills for tipping when you drop off your luggage at the port, for room service, bus drivers, and for airport porters, etc.

I haven't used traveler's checks in 20+ years.
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38 cruises and counting.....

It was me. I let the dogs out.
#9
4 hours and 38 minutes from the closest cruise terminal
10,379 Posts
Joined Jan 2003
Originally posted by wrigley80
when we were at the bank today getting our travelers checks the bank teller informed us that we are like the only customers who still use travelers checks.....now I find that hard to believe but whatever.
What are Travelers Checks?

Seriously, we use our credit card for the S&S account and for major purchases (the last thing that I want is to buy a major item with cash, only to find out that it's a fake or not what I thought it was).

We will always bring $200 in small bills for small purchases and to tip.
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#10
Kansas
512 Posts
Joined Jul 2011
I called our CC company today to tell them we are traveling for two weeks and would be in various countries. I listed the islands we would be traveling to and I chuckled when she asked me which countries they were in. I guess not everyone is good in geography.
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#15
PEWAUKEE, WI
1,171 Posts
Joined Feb 2009
Originally posted by patrice1
Easy formula - pre-pay our onboard credit for $100 per person per day. Never worry about a thing while on the cruise and usually get nice check slipped under the door on the last night. While in ports we use credit cards for the things we buy, usually very little. We also bring a little cash in ports for snacks, lunch, etc. Has worked for us for many years.
How do u do this? I was checking into buying cruise cash but says right on the website its nonrefundable.


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Carnival Sensation-June 1994 W Caribbean
Disney Wonder-November 2000 Bahamas
Carnival Liberty-February 2010 E Caribbean
Carnival Inspiration-December 2010 W Caribbean
Carnival Miracle-February 2011 S Caribbean
Carnival Legend-October 2011 W Caribbean
Carnival Freedom-February 2012 W Caribbean
Carnival Legend-November 2012 W Caribbean
Carnival Destiny-December 2012 W Caribbean
Carnival Victory-December 2013 W Caribbean
Carnival Victory-December 2013 E Caribbean
Carnival Glory-January 2014 E Caribbean
Carnival Elation-April 2014 W Caribbean
Carnival Pride-January 2015 E Caribbean
Carnival Conquest-April 2015 W Caribbean
Carnival Miracle-January 2016 Hawaii
Carnival Breeze-January 2017 W Caribbean
Carnival Dream-December 2017 W Caribbean




#16
Tampa, FL
683 Posts
Joined Jul 2005
Just got off a 7 day, and spent $40 total in 3 ports. I spent $0 onboard.

I had already paid for tips and private tours.

I only bring cash and budget $100 per port, per person. (I brought home quite a surplus this time!)

I'm not cheap, I just don't need cheap Chinese crap cluttering up my house anymore, and I don't drink, so not much else to spend money on, except food, and most of the time I snack out and eat on the ship.
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#17
The Woodlands, TX
2,951 Posts
Joined Nov 2008
Originally posted by DTC
How do u do this? I was checking into buying cruise cash but says right on the website its nonrefundable.


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With all the cruises in your signature you should know this - but once boarding you can put cash onto your S&S account - giving you a positive balance right off the bat. that is not cruise cash that you can purchase
#18
PEWAUKEE, WI
1,171 Posts
Joined Feb 2009
Originally posted by arush5268d
With all the cruises in your signature you should know this - but once boarding you can put cash onto your S&S account - giving you a positive balance right off the bat. that is not cruise cash that you can purchase
Yes i know how to set up an on board expense acct with cash. The question i had was how do u pre-pay ( which means before you get on board) your on board acct.


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Carnival Sensation-June 1994 W Caribbean
Disney Wonder-November 2000 Bahamas
Carnival Liberty-February 2010 E Caribbean
Carnival Inspiration-December 2010 W Caribbean
Carnival Miracle-February 2011 S Caribbean
Carnival Legend-October 2011 W Caribbean
Carnival Freedom-February 2012 W Caribbean
Carnival Legend-November 2012 W Caribbean
Carnival Destiny-December 2012 W Caribbean
Carnival Victory-December 2013 W Caribbean
Carnival Victory-December 2013 E Caribbean
Carnival Glory-January 2014 E Caribbean
Carnival Elation-April 2014 W Caribbean
Carnival Pride-January 2015 E Caribbean
Carnival Conquest-April 2015 W Caribbean
Carnival Miracle-January 2016 Hawaii
Carnival Breeze-January 2017 W Caribbean
Carnival Dream-December 2017 W Caribbean




#19
ORLANDO, FL
11,232 Posts
Joined Aug 2011
Originally posted by arush5268d
Is it just me or did the poll options have nothing to do with the question that was asked?
I was just asking a simple question of what method of payments that people use on cruises....you didn't have to answer it so yes it was apparently just you because no one else had an issue with the question that I asked
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Past Cruises
Carnival Valor - March 2005
Carnival Destiny - January 2006
Carnival Celebration - March 2007
Carnival Victory - April 2008
Carnival Pride - May 2009
Carnival Elation - March 2011
Carnival Legend - December 2011
Carnival Fantasy - March 2012
Carnival Ecstasy - December 2012
Carnival Sensation - December 2012
Carnival Freedom - March 3, 2013
Carnival Imagination - December 2, 2013
Carnival Sunshine - December 8, 2013
Carnival Dream - April 5, 2014
Carnival Pride - July 27, 2014
Carnival Dream - December 7, 2014
Carnival Breeze - March 8, 2015
Carnival Ecstasy - October 12, 2015
Carnival Elation - December 7, 2015
Carnival Dream - January 31, 2016
Carnival Vista - May 1, 2016

Future Cruises
Carnival Elation - September 10, 2016
Carnival Breeze - January 22, 2017
Carnival Vista - April 2, 2017
Carnival Triumph - December 4, 2017
Carnival Magic - January 13, 2018



#20
ORLANDO, FL
11,232 Posts
Joined Aug 2011
We prefer to use Travelers Checks because I don't use a credit card in port and I don't like to carry much cash in port and if I do it is in small bills.
When I need cash I will go to the pursers desk onboard to cash a travelers check. I have never had a problem cashing a travelers check.
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Past Cruises
Carnival Valor - March 2005
Carnival Destiny - January 2006
Carnival Celebration - March 2007
Carnival Victory - April 2008
Carnival Pride - May 2009
Carnival Elation - March 2011
Carnival Legend - December 2011
Carnival Fantasy - March 2012
Carnival Ecstasy - December 2012
Carnival Sensation - December 2012
Carnival Freedom - March 3, 2013
Carnival Imagination - December 2, 2013
Carnival Sunshine - December 8, 2013
Carnival Dream - April 5, 2014
Carnival Pride - July 27, 2014
Carnival Dream - December 7, 2014
Carnival Breeze - March 8, 2015
Carnival Ecstasy - October 12, 2015
Carnival Elation - December 7, 2015
Carnival Dream - January 31, 2016
Carnival Vista - May 1, 2016

Future Cruises
Carnival Elation - September 10, 2016
Carnival Breeze - January 22, 2017
Carnival Vista - April 2, 2017
Carnival Triumph - December 4, 2017
Carnival Magic - January 13, 2018