COSTCO Travel Insurance

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#1
100 Posts
Joined Jan 2008
Has anyone ever purchased their travel insurance through Costco? If you have, please let me know if you had to make a claim, and how they handled it. Thanks.
#3
Indianapolis, IN (Castleton)
4,098 Posts
Joined Jan 2005
Originally posted by mspamela1962
......my husband thinks it's too expensive.
Our oininion is that travel insurance (trip only) can greatly depend on your perspective. We have not got it for 3 cruises and not neded it. When a time comes up when we do need it whe hae told ourselves to remember te savings on these cruises. To an extent, we are "self insuring" it will take more han 3 cruises to add up to savings if the 'unspeakab;e' thng happens , but we think we'll get there
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#4
Henderson, NV
586 Posts
Joined Nov 2006
Originally posted by newcruz54
Has anyone ever purchased their travel insurance through Costco? If you have, please let me know if you had to make a claim, and how they handled it. Thanks.
I have it for a trip in 10-08 but this was when costco gave free insurance. I will be glad to email the info on the policy provided by Costco. Just e-mail me at dcatallini at yahoo dot com and I will forward what I have to you.

Debbi
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#5
California
3,332 Posts
Joined Mar 2004
We often use Costco travel to book cruises. We have gotten free trip insurance when we have booked RCI or Celebrity cruises. We have not had to use the Costco provided insurance. It is booked with an independent insurance company and I would assume that Costco would not use a 'bad' company.

If you want to buy insurance check out insuremytrip - the web site will give a lot of quotes and different coverages from many of the travel insurance companies.
#6
"Where the West Begins"
1,515 Posts
Joined Sep 2007
Originally posted by skandls
We have not had to use the Costco provided insurance. It is booked with an independent insurance company and I would assume that Costco would not use a 'bad' company.
What company is it?
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Hawaii land vaca 5/31/2010 - 6/9/2010 Oahu 6/9/2010 - 6/16/2010 Maui
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#7
1,606 Posts
Joined Mar 2007
I didn't even know we could book cruises through Costco yet alone travel insurance. Do they offer any kind of perks other than insurance? Are they easy to deal with etc? We've been members of Costco for years and I never knew..huh? Who would have thunk...buy cruises in bulk...good idea!!
#8
Des Moines, IA
897 Posts
Joined Oct 2007
We booked our upcoming cruise through Costco. They always give OBC for RC and our was $325 for a balcony and my brother-in-law received $175 for an inside. They seem to be very good and the booking was expertly handled. Two issues came up during our reservation (RC coupon code wouldn't come up, cabin that was available at RC's website wasn't showing up) and both were quickly solved. The only negative was that I had to wait on the phone for about 10 minutes before getting through to an agent. The travel insurance was pretty inexpensive as well ($150 for me, my wife, and son; $80 for my brother-in-law) and if you are an Executive Member, your coverage is doubled for the same price.
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Yaz Gunesi - Antalya: August 2005- Turkish Mediterranean
Explorer of the Seas: September 2007- Canada/New England My CC Review
#9
3,286 Posts
Joined Jul 2005
The Costco travel insurance is underwritten by Berkley....the same company that is underwrites the RCCL travel insurance.

WE have purchased it but have not had to make a claim. If you are an executive member, your coverage doubles.

For details, you can go onto the Costco webstie, click onto travel and then click onto travel insurance. You can download the policy to read for comparison purposes.
#10
141 Posts
Joined Jan 2002
Costco is not offering free insurance anymore-the agent said since November-they are now offering a generous OBC and their insurance is reasonable depending on the price of the cabin--$61 per person for Balcony. $300 OBC. I love Costco and always book with them. Prefer the OBC to the free insurance and goodies in the room we got in December.
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#11
North Wales, PA
4,644 Posts
Joined Nov 2005
Thank you so much for this thread...I didn't realize I could book with Costco and get OBC...(smacking head-could have had a V8)...I could be taking that commission as OBC instead of giving it to my sister...I can't thank you enough...no more giving her my commission for me doing all the work...
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#12
Edmonds, Wa
227 Posts
Joined Feb 2007
We booked through Costco last year for our cruise and received the free insurance.
The complimentary goodies we received also were: a bottle of wine and cheese tray. The RCI photo album along with a good deal for a balcony.
They were great when I called to let them know my rates had went down and credited me some $$.

I was very happy dealing with them.
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Past Cruises
Carnival - Elation 2001, Mexican Riviera
Crystal - Symphony 2002, Mediterranean
RCCL - Radiance 2007, Eastern Caribbean
RCCL - Empress 2008, Southern Exotic
Carnival- Voyager 2009, Western Caribbean
RCCL- Adventure 2011, Southern Caribbean
RCCL-Rhapsody 2012- Alaska
RCCL-Brilliance 2013-Southern Caribbean
RCCL- Independence 2014 Eastern Caribbean
RCCL- Freedom 2015 Eastern Caribbean

RCCL Navigator of the Seas April 2016

Upcoming Cruise
RCCL Harmony of the Seas 2017
#13
Edmonds, Wa
227 Posts
Joined Feb 2007
Double post
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Past Cruises
Carnival - Elation 2001, Mexican Riviera
Crystal - Symphony 2002, Mediterranean
RCCL - Radiance 2007, Eastern Caribbean
RCCL - Empress 2008, Southern Exotic
Carnival- Voyager 2009, Western Caribbean
RCCL- Adventure 2011, Southern Caribbean
RCCL-Rhapsody 2012- Alaska
RCCL-Brilliance 2013-Southern Caribbean
RCCL- Independence 2014 Eastern Caribbean
RCCL- Freedom 2015 Eastern Caribbean

RCCL Navigator of the Seas April 2016

Upcoming Cruise
RCCL Harmony of the Seas 2017
#14
Albuquerque, NM
1,578 Posts
Joined Sep 2004
I booked with Costco today and we only got $175 OBC for a balcony. Does the OBC depend on the sailing or is it for all?? I may have to call back...
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Kellye




Previous Cruises:
Oasis - Oct 2016, Enchantment of the Seas - Oct 2015, Explorer of the Seas - Jan 2015, Liberty of the Seas - Feb 2014, Oasis - May 2013,
Freedom of the Seas - Jan 2013, Navigator of the Seas - Dec 2010, Liberty of the Seas - Sep 2008,
Jewel of the Seas - Feb 2008, Sovereign of the Seas - July 2005, Rhapsody of the Seas - Feb 2005
#15
141 Posts
Joined Jan 2002
I think the OBC depends on the cost of the cabin-we got different amounts for each cabin we booked and we are sailing over a holiday; New Years. It is an expensive time to cruise.
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#17
Des Moines, IA
897 Posts
Joined Oct 2007
The OBC depends on the cost of the cabin. We received $325 for our balcony, but when we applied a savings certificate from RC, it dropped to $300. On the same cruise, my Brother-In-Law received $175 for his Inside Promenade Cabin, but would have received $150 for another Inside that was slightly less in cost.
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Yaz Gunesi - Antalya: August 2005- Turkish Mediterranean
Explorer of the Seas: September 2007- Canada/New England My CC Review
#18
Sedona, AZ
1,938 Posts
Joined Apr 2007
Thank you for this information. I will definitely look at Costco before I book my next cruise.

For those who did not book through Costco and who have a pre-existing condition (or a close relative with one) CSA has insurance (their luxe policy) that covers pre-existing conditions. I got conflicting info about exactly when to buy-was told to buy within 24 hours of paying the largest amount of cruise cost or airfare (later was told prior to the date of or within 24 hours of payment). Another qualifier is that the insured person must be able to travel on the day for coverage to be effective for them. (That wasn't discussed by either agent ahead of time.) But maybe Costco offers something similar for less!
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Kathy and Cliff
Norwegian Pearl Alaska 2017
Norwegian Sun Pacific Coast 2013
AMAWaterways Danube Cruise 2010
RCCL Legend of the Seas Mediterranean Cruise 2008
Celebrity Century Arctic Cruise 2007
#19
Rhode Island
2,078 Posts
Joined Oct 2002
We book with Travelguard (AIG) and have been happy with them.
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#20
"Where the West Begins"
1,515 Posts
Joined Sep 2007
Can you pay with RCCL Visa or do they only accept AMEX?

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**************************************
Allure 5/27/2012

Hawaii land vaca 5/31/2010 - 6/9/2010 Oahu 6/9/2010 - 6/16/2010 Maui
Liberty of the seas 5/10/2008
Carnival Legend 3/16/2007
Caribbean Princess 5/2006
Caribbean Princess 9/2004 (hurricane Jeanne!!)
Grand Princess 5/2003 (first cruise as 3 !!)
Century 9/16/2000
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Grand Princess 10/25/1998
Granduer of the Seas 9/20/1997
Soveriegn of the Seas 3/5/1994
Soveriegn of the Seas 9/29/1990 (honeymoon)