ljones

Thanks much...knew where to find it but it's not my preferred reading & hopefully will not become 'required reading'! 😉

Do NOT count on Chase Preferred for "Travel Accident Insurance".

Thanks. I've always purchased actual travel insurance through an insurance company previously. I was more wondering if anyone had made a claim on their Chase card insurance. And also how they felt it was handled, did the documentation go to Chase, did you call Chase with questions and were there any issues...I do have the Guide to Benefits...massive & can easily be used right before bed to get to sleep!

I also have Chase Preferred and am wondering if anyone has received a benefit / reimbursement from them? If so, how was the process since they are not an actual insurance company.

Maybe would require assistance if I'd already HAD 2 drinks + 1 more w/ 1 'to go' but not a likely scenario...

Thanks for the info. Are you allowed to bring a bar drink to dinner?

Rather than bring alcohol onboard, is there a 'Happy Hour' time or place on Riviera?

You might not want to Dispute the Charge unless you've given time for the issue to be resolved... "If a merchant is in the process of working with you to try to resolve an issue, filing a chargeback is the nuclear option. To the cardholder, it may seem essentially the same as getting a refund, but for the merchant, chargebacks are much more costly and harmful than refunds..."

Have an upcoming Oceania cruise on Riviera. While I enjoyed my 1st Oceania cruise, I found the ship small & sometimes was a bit bored. But I am looking forward to Oceania cruise # 2 to Iceland, Greenland & Norway. I am not a 'foodie' but only did Carnival & NCL once due to the horrible (at the time) food...Used to also be loyal to Celebrity - starting with my 1st cruise in 1996...but they seemed stuck with 7 day cruises & I had to continually find B2B's or jump ship to another line. I ultimately discovered that was no longer for me and have chosen HAL recently due to the length of cruises - for me, it's all about the itinerary and the fewer lifetime flights involved, the better. Just before covid (and during the initial outbreak) I was on the HAL Grand Africa cruise, 71 days circumnavigating Africa w/ rt Ft Lauderdale. LOVED all the sights & sounds & uniqueness. In October, will circumnavigate S America over 73 days again w/ HAL, again rt Ft Lauderdale (Seattle resident) - with an excursion to the Galapagos Islands, cruising around Antarctica and down the Amazon river. The ship is primarily the conveyance.

Yes - quite a surprise...very nice benefits involved & unexpected until I saw info about the 'Extraordinary' sale here on CC...gotta love it.

Just yesterday my TA got us upgraded from Oceanview (C) to PH2 - with $480.00 OBC (we were past final payment on our cruise).

Does your Travel Insurance have a "Missed Connection" section? It should show your maximum payout (generally NOT a huge sum) and then you'd need to read THEIR definitions and limitations to determine if you were covered. If you believe you fit their definitions, you may have been denied initially because you did not provide sufficient documentation. Problem is, what we believe should reasonably be covered is not necessarily what the policy specifies is covered... Just checked my Travel insurance & "Missed Connection" only applies for travel TO my trip destination...MAX: $2,500.00

You also need to pay attention to the limits in the number of days. Some plans limit each trip to 45 days, some 90 days per trip. Also some annual plans cover only a certain Total number of travel days for the year...

I don't have Chase Reserve - but Chase Preferred - but as an example, Chase will provide Travel Insurance Coverage if you pay for "all or a portion" of your travel expense on your Chase card... But when you read the actual policy - it has this, more specific wording / limitation: "Signed transactions are covered as long as You use Your eligible card Account and/or Rewards programs associated with Your Account to secure the transaction."

As mentioned - credit cards - on the surface - seem to cover the 'basics' - but their definitions - much like some insurance policies - may NOT be exactly what you expect or assume them to be... Insurance companies tout their "coverage / dollar amounts" but not what the hidden meanings, exclusions and restrictions are...often not even in the copy of the policy you receive. Sometimes, you have to dig deeper to find the 'rest of the story.'