The information from Jackie O'Donnell is correct. The calling party will need to provide a credit card and it is charged $7.95/minute from the second the call connects to the ship, regardless of whether the calling party reaches you or not. So, all of the time the calling party is listening to "All operators are busy, please stand by for the next available operator" and the time the calling party is talking to the operator trying to find you, and the time your cabin phone is ringing, it is $8/min.