Generally I agree with much of the sentiment and banter but I do feel that our compulsory voting has helped us not go down the road to ruin like some of the crazy decisions made in other countries in the past decade. I'm thinking of the Brexit debacle and the election of a dubious character in the US of A.
My NAB Platinum Visa Debit card has free travel insurance. It costs $10 a month and you have to spend at least $500 on trips through their card. Unfortunately medical cover cuts out at 76 and you can't cover pre-existing conditions.