I agree with you and I would not put it past them to do this based on how poorly and stubbornly they've dealt with this situation so far. Their revised/extended cancellation policy seems to conveniently avoid clearly mentioning deadlines for cash refunds vs. FCC. This convoluted and almost deliberate lack of transparency, (On the phone, online) is why i'll probably never sail with them again. I'm Canadian and booked for a sailing out of NYC at the end of May. We're definitely cancelling before March 31st, but just waiting for them to announce full refunds for May bookings in the next few days.