We're using our FCC to book 2 new cruises with NCL- Nov 2020 and March 2021. We had a blast on our last cruise with NCL and will continue to be loyal to them until they give us a reason to switch. What corporation doesn't have unscrupulous selling practices? I'll continue to wash my hands and sanitize what I cannot wash as I always have. If anything, covid-19 has shown me how much I touch my phone without sanitizing it.