Looking for some help please
We are ready to put down a 15% deposit (£5k) on P&O Arcadia world cruise 2020 and need help/advice with Insurance.
We have pre-existing conditions (nothing major & under control), and I have never tried to organise insurance which covers this year (deposit), next year (balance) and cruise period (year after next)
It seems to me i can:-
arrange cover for the whole period (to cover deposit, balance & cruise) but am worried that if we insure now and we have to visit doctors in future, this may affect policy.
arrange insurance when final payment is made, leaving deposit uninsured
any other options?
Could someone please explain what impact the 'lookback period' could have on my choices
And could you give some rough idea of what good total insurance costs could be for this once in a lifetime trip. We want to be well covered and not miss out on anything important.
Any other advice would be gratefully received
Thank you all so much in advance