In our instance it was a plain and simple decision: for our 14 day cruise scheduled to depart Venice Sept 2nd a refund, less the $100 per passenger. It took Regent 8 days to cancel the reservation, then we were told it would take up to two weeks to refund, then 30 days and now 90 days. Should note our request was made last week of March and every passing day we are more sure we made the right decision.