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iamtrustworthy

Members
  • Content Count

    1,451
  • Joined

About iamtrustworthy

  • Rank
    Cool Cruiser

About Me

  • Location
    Lake Winnebago, MO
  • Interests
    Traveling, reading, writing
  • Favorite Cruise Line(s)
    Cunard
  • If you have a personal or hobby CRUISE or TRAVEL BLOG, include the url here:
    https://tripinsurancestore.com/blog/

Recent Profile Visitors

831 profile views
  1. Hi Preacherman46, You can buy a plan that will cover you for all the days on your trip. If you need pre-existing conditions coverage there are deadlines that you need to purchase it by. Steve Dasseos
  2. Hi The Cruise Maniac, There's no one-size-fits-all because it depends on various circumstances that are specific to you. I've insured lots of World Cruises and other expensive trips and what I recommend varies from person to person. There are a few items that factor into what the best policy for you is. I'll need the following information: Your ages, zip code, your full per person prepaid trip cost (not an average), travel dates, initial trip deposit date and the amount of the deposit per person. Neither myself nor CruiseCritic want you to p
  3. Hi The Cruise Maniac, There are a few items that factor into what the best policy for you is. I'll need the following information: Your ages, zip code, your full per person prepaid trip cost (not an average), your initial trip deposit date and the amount of the deposit per person. Neither myself nor CruiseCritic want you to put personal inforamtion on a public forum, so you may email it to me at steve@tripinsurancestore.com or call me at 888-407-3854. Steve Dasseos
  4. Hi Bill, Wow, your daughter's director is very nice to her key staff. You may buy a policy for your daughter without involving the director because the director has no insurable interest. You would be insuring your daughter for a period of round trip travel away from home. Probably the best plan to get is the Geo Blue Voyager. Call or email me and I'll give you the prices and details. Steve Dasseos
  5. Hi Peregrina651, Make sure your TA gets it in writing whatever they say. Since last February I have sent over 120 emails and subsequent followup questions to my companies asking very specific questions about many different coverages in relation to the Coronavirus. There have been lots of questions I've asked that they had to take to their underwriters for the final answers. Some are still unresolved. Steve Dasseos
  6. Hi Bill, I'm sorry about the delay answering you. Between the recent wave of cruise cancellations and others planning 2022 & 2023 trips, it was a crazy week. I didn't even have time to make any money in GameStop's or AMC's stock. The limits are per person and not per policy. The Travel Insured WTP policy will extend for up to 7 days past your return date. Its Tip Delay coverage is $1,000 after 6 hours at a maximum of $200 per day. Steve
  7. Thanks to the Coronavirus, this has become a much more complicated answer. For all the plans I know, but not all plans out there: If you have a trip that was cancelled due to the Coronavirus and you were issued a Future Cruise or Travel Credit that is equal to the amount of money you had prepaid for the cancelled trip; and You already have a trip cancellation policy for the cancelled trip that you are changing the dates on; and The Future Cruise or Travel Credit is not for any additional bonus value (i.e. – the 100% not the 125% or 150% of the credit). Should you l
  8. Hi sailinginthesunset, I'm happy to give you quotes & the details on the plans, but it requires private information: your ages, initial trip deposit date, zip code, per person trip cost with airfare if any, destination and travel dates. If you want, you may email this to me at steve@tripinsurancestore.com with your name & phone number and I'll privately answer you. Or you can put the info here and I'll tell you the prices. Steve Dasseos
  9. Hi scluvsrain, Advantage plans' coverage varies. Call them and ask this: “If I get hit by a cement truck in the Caribbean (or another destination), how much will I have to pay out of pocket?” I wrote about how to do this in my Blog a little over 12 years ago: https://tripinsurancestore.com/blog/does-your-health-insurance-cover-you-outside-the-usa/ Steve Dasseos
  10. Hi scluvsrain, It depends on what you have for your supplemental coverage. Are you covered by Medicare with a supplement you bought on your own or on a former employers' retiree health plan? Or do you have Advantage plans? If you bought your own Medicare Supplement, here's how it covers you outside the USA: https://tripinsurancestore.com/medicare-does-not-cover-you-outside-the-usa/ Next, here's how the Pre-Existing Medical Condition Lookback Period works: https://tripinsurancestore.com/travel-insurance-pre-existing-medical-condition-lookback-period
  11. Hi mbviking2023, There are no plans that don't include medical. When you asked Blue Cross, did they tell you that you are covered 100% with no deductibles and copays? If not, call them back and ask this: “If I get hit by a cement truck in the Caribbean (or another destination), how much will I have to pay out of pocket?” I wrote about how to do this in my Blog a little over 12 years ago: https://tripinsurancestore.com/blog/does-your-health-insurance-cover-you-outside-the-usa/ In addition, if you are on Medicare with Medicare Supp
  12. Yes, you clearly explained this. Specifically, what per person trip cost did you insure? And, will you have airfare or other prepaid trip costs to insure? I don't know who you are, so if you want, call me at 1-888-407-3854 or email me at steve@tripinsurancestore.com, so I may give you the exact answer for your policy. Thanks, Steve Dasseos
  13. Hi TooOldToCare, You're welcome. I don't want to get in the way of whatever you have already been told by Squaremouth, but I need to know a little bit more information. Is your Trawick policy an Annual trip cancellation plan or Annual medical plan? Steve Dasseos
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