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klb1978

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  • Content Count

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About klb1978

  • Rank
    Cool Cruiser

About Me

  • Location
    Orlando, FL
  • Favorite Cruise Line(s)
    Royal Caribbean
  • Favorite Cruise Destination Or Port of Call
    Western Caribbean

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  1. I’m looking into cruise insurance and need some advice. I called and got quotes today from a website recommended here. One quote lists medical coverage as being secondary and so we’d file with our insurance first and then the cruise insurance (medical covered up to 75,000). The second quote would have the cruise insurance as our primary insurance and we don’t use our regular medical coverage from what I understand. On that plan medical expenses are capped at $35,000. Am I correct to assume that it’s best to go with the coverage where we’d use our regular insurance and then have cruise insurance be secondary? Very overwhelmed with all of this! Thank you for any insight.
  2. Makes sense. We would know well before then. Would my price then be adjusted to reflect that we only have 3? Kids sail free but we still pay taxes and fees on him.
  3. Ok thanks. That was my thinking too. If #4 doesn’t work out what happens if I cancel him?
  4. We are looking at a cruise for December and almost ready to book. My brother and family are considering going but they aren’t sure yet. We would book one of their kids in our room if they go. Can I book the 3 of us now and then add a child later? Or is it best to just book a 4th person and sort it out later? What sort of penalty do I get if I drop person #4? We just are unsure as how is best to go about this. They have the kids sale free promo right now and our sailing qualifies. Thanks so much!
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