Last year we cancelled our booking on the full 2024 WC, on which we had made a $7,000 deposit. HAL first refunded the deposit by crediting our HAL account. Our TA directed them to, instead, credit the applicable charge account. We have recently cancelled three shorter cruises, at least one of which the deposit consisted of FCD's. Now, thanks to the WC refund, all of the deposits are being credited back to our charge account instead of crediting back the FCD's to our HAL account. Question: Can I avoid this in the future, or is it standard practice to not credit back to the HAL account the FCD's when a timely cancellation is made? It makes a difference when one is looking at substantial deposits on future cruises and your FCD's are no longer available. Is there a way at the time one buys an FCD aboard ship, to specify that in the event of cancellation, the FCD's will be returned to the HAL account?