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MadManOfBethesda

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About MadManOfBethesda

  • Rank
    Cool Cruiser

About Me

  • Location
    Miami & Miami Beach
  • Favorite Cruise Line(s)
    Seabourn, Windstar
  • Favorite Cruise Destination Or Port of Call
    Hawaii, South Pacific, Asia

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  1. I agree and that's why I've carried my card for 41 years. BTW, for anyone who has an AmEx Platinum Card (or has been thinking of getting one), AmEx just added a couple of new benefits for the remainder of the year. They are providing up to a $20 statement credit per month for most streaming services as well as a $20 statement credit per month for wireless telephone services billed directly from U.S. carriers. I guess they're doing this since we don't have any opportunity to use most of the travel-related benefits at the present time. That alone comes close to paying the pro-rated monthly cost of the annual fee.
  2. That's complete and utter nonsense. You are making things up out of whole cloth and talking (or writing as the case may be) out of the wrong orifice.
  3. It's not the "Florida" Coast Guard, it's the United States Coast Guard. Since the United States Coast Guard made the decision with which you disagree, are you suggesting that HAL should home port outside of the U.S.?
  4. QFT I have found both IRL and online, there is an inverse relationship between IQ and those using the term fake news.
  5. Assuming you're in the U.S., the answer is yes. I don't know the credit card laws in other countries, but in the U.S. you won't have a problem. And I speak from experience; I had a fully-paid-for cruise booked with Renaissance when they folded shortly after 9/11. My money was promptly returned to me by AmEx shortly after I notified them of the situation.
  6. What exactly did you find misleading? I'm not a fan of Fox Business (or Fox in general), but that article seemed pretty fact-based to me.
  7. Important Update: This is the third thread created to announce this "important update." You may want to heed the words at the top of the page next time: Please look for and post on existing COVID-19 threads before posting a new one.
  8. LOL. No, you can't. And it's laughable that you think that filing such a dispute would be a false claim.
  9. LOL If you paid for a cruise and the company has stated that the cruise has been cancelled, then you are entitled to a refund of the amount you paid the credit card company. I find it humorous that you seem to be having difficulty comprehending that simple concept. And when you dispute a charge under the FCBA, a temporary credit in the amount of the charge is granted AUTOMATICALLY. The credit card company then is required to investigate the dispute and will ask the merchant for its side of the dispute. NCL will eventually get around to processing the requisite refund paperwork in its own good time and then the credit card company will change the "temporary" credit into a permanent chargeback; but in the interim, the OP will already have his money.
  10. Fair Credit Billing Act of 1974. If you order and pay for a product or service by credit card and it isn't provided, you're entitled to your money back.
  11. That's absolutely correct. No, em-sk is correct, and I have personal experience to back it up. I had a fully-paid-for cruise booked on Renaissance when they went under shortly after 9/11. At first, I thought I would have to put in a claim with my insurance company to get my money back, but it was refunded directly by American Express for the exact reason noted by em-sk.
  12. On what basis? You cancelled your cruise and accepted their offer of an FCC for doing so. Just because you are now unhappy with that decision doesn't mean that the cruise line violated the terms of their contract with you. The fact that they are offering cash refunds to people who didn't cancel has no effect on their contractual relationship with you. Now, don't get me wrong; I think that the cruise line as a matter of good public relations and good business practices should provide refunds to everyone who was booked on the cancelled cruises. But they have no legal imperative to do so and the credit card company would have no justification for ruling in your favor and clawing back the money.
  13. I seriously doubt that the cruise lines are going to go out of business. If they end up filing for bankruptcy, it will be under Chapter 11, not Chapter 7. Stockholders will most likely be wiped out, but I doubt that they'd do anything to hurt customers, such as wiping out FCC. That would actually be counterproductive. For comparison purposes, I would look to what's happened in the past when airlines filed for bankruptcy under Chapter 11. Although not an exact comparison, frequent flyer miles remained intact.
  14. I seriously doubt that the cruise lines are going to go out of business. If they end up filing for bankruptcy, it will be under Chapter 11, not Chapter 7. Stockholders will most likely be wiped out, but I doubt that they'd do anything to hurt customers, such as wiping out FCC. For comparison purposes, I would look to what's happened in the past when airlines filed for bankruptcy under Chapter 11. Although not an exact comparison, frequent flyer miles remained intact.
  15. I, too, had Allianz and they refunded my policy premium when my NCL cruise was cancelled last month. That was a nice ~$500 bonus that I wasn't expecting to receive. Not only was this was not something they had to do, I doubt people would have been angry at them if they hadn't refunded the money. Hell, if they only offered a credit to be used on a future policy, I would have considered that to be generous of them under the circumstances! I never paid much attention in the past to which company I purchased my insurance from, but I will definitely be using Allianz 100% of the time going forward. Their refund policy is a great way for them to build customer loyalty.
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