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About klepton

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  1. Assuming this worked, I doubt you'd get anyone to admit it. Once word gets out the crack-downs start. Nude scanners for cruises? ;)
  2. That all depends on which partners you transfer to. For example, transferring to IHG can be a horrible value. I use $.015 as my bottom, if I'm not getting better value than that I don't transfer. In some redemptions I've been able to get upwards of $.043 per point, like on United flying to Hawaii. There are no transfers directly to cruise lines, if you want to redeem for cruises you'll need to book through the portal. I would look for articles on redeeming Chase Ultimate Rewards points. Lots of info on that. TPG has a number of articles on it.
  3. Yes, you'll need to book through the Chase Portal or via calling Chase Travel, who will act as your travel agent. I don't like this either, which is why I don't do it. I will transfer my ultimate rewards to other travel partners (like United and Hyatt) to get better value. It's a good points earning card for cruises though.
  4. For the most part I use my Chase Sapphire Reserve to pay for cruise fare and additional charges. It earns 3 Ultimate Rewards points per $ on travel spend (which cruise charges qualify for) and can be redeemed straight up for $.015 (1.5 cents) each point towards almost any travel, including cruises. That's a bare minimum redemption, you can oftentimes get better value transferring to a travel partner. Note that after the travel credit the CSR still has a $150 fee ($450 - $300 travel credit), so you need to make sure you'll spend enough to reap rewards that outweigh that.
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