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Cruizer Diana

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About Cruizer Diana

  • Rank
    Cool Cruiser

About Me

  • Location
    Seattle, WA area
  • Interests
    Cycling, travel, square dancing
  • Favorite Cruise Line(s)
    HAL, Celebrity, Princess
  • Favorite Cruise Destination Or Port of Call
    Caribbean, Mediterranean, new ports

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  1. Two years ago, I researched annual options, since we started traveling more extensively. We have the Reserve card for the same reason you do, but thought Costco CITI still offered insurance, but with a much lower rate. We Medicare (no overseas coverage), but also have good medical. That plan has very good coverage overseas. If my med insurance wasn't good overseas, I would go with GeoBlue, which is the basically coverage we already have. We also purchase an annual MedJet, which will fly you from one hospital to another hospital of your choice. Trip and med insur will get you to medical help and get you treated, but you are stuck in the closest facility that can acceptably treat you if they won't release you or can't travel home on a commercial flight. So, you would have to purchase a med evac flight home or a flight to wherever you need to go to get the treatment you may prefer. Or, you can stay in a foreign hospital far from family and your own doctor. Medivac flights are very expensive... $10,000 to much, much more. PS: The included airport lounge perk is nice, but you have to activate it before it can be used. Also, check the lounge policy, since they may have blackout hours when busy.
  2. Thank you for the suggestion. I'll check it out. I've been focused on other projects and should start getting serious about shopping soon. :)
  3. Thank you for the information. I'm really looking forward to the outstanding snorkeling there!!! All the more reason to take the all-day snorkels and just cover up.
  4. Hank, Thank you for your helpful reply. That is very helpful information. You are a wealth of knowledge! Diana
  5. Thank you for your suggestions. I purchased a turquoise Hang Ten spf 50 long-sleeved rashguard at Costco in May. I plan to wear it with the swim leggings. One of our friends is limiting her snorkeling on this trip, due to some past skin cancer. I want to get all of the snorkeling time in that I can--without the sunburn consequence. Our best snorkling experience was in Roatan and Bonaire. What was your favorite snorkel/dive in Fr Polynesia?
  6. It's been on ours for along time, too. We've been reading reviews and looking at the trip photos. Can't believe how clear the water is.
  7. Robin, Thank you for the link. The vote is two to zero. Long is better than short on the legs. Diana
  8. I meant "nightmare to use the restroom on a boat with a ONE-piece swimsuit."
  9. Thank both of you for your suggestions. I tried the full body suit (in black) in Bonaire last November. The tour operator had zero shade, but offered the full suit as part of the excursion package. It was nice when in the water, but was very warm in the sun. I wasn't sure if it was because it was black or just lots of coverage, which is why I was thinking that I might want separate bottoms. My DH stuck with swim shorts and a short-sleeved rash guard. He had a light sunburn on his legs---I remained my unburnt "white." The reason I was looking at separate bottoms is that I've switched to a two-piece bathing suit for snorkeling, since it is a nightmare to use the restroom on a boat with a two-piece. The one-piece body dive suit presents the same problem, as well as being more awkward when I want to cool off. My top burns faster than my legs. The bottom line appears to be that I should have my legs entirely covered. NemoCrownie: what leggings do you use?
  10. That is definitely "full coverage"! Was the black too warm when worn out of the water? I'm thinking that I might need coverage between snorkel sessions and/or during "beach time," but wouldn't have the cooling benefit of the water.
  11. I'm booked on a cruise to French Polynesia next March. I have very fair skin and burn easily. I've snorkeled many times in the Caribbean, but those have been 3 or 4-hour trips, with most of the time spent in the shade on a boat or under a tree. On those trips, I've used a short-sleeved rash guard over a one-piece suit and SPF 50 sunscreen on my arms and legs. I haven't burned on those trips. We've booked all-day multi-snorkel-site excursions in French Polynesia. I'm thinking that I should take a long-sleeved rash guard and either swimming board shorts or capris to cover more of my skin. For those of you who have experience with snorkeling near the equator, how likely would be that I need to cover the backs of my knees or more? What would you wear? Black would match the color scheme best. Will black swim capris be way to warm in the sun when I'm not in the water? Do you have experience with any particular brand of swim shorts/capris? Thank you for your recommendations.
  12. I'm re-posting my April post (#14). Can anyone answer my question regarding CSR or any credit card insurance getting you home if you are physically unable to fit into a commercial airline seat, but are not hospitalized? Is evac your only option? If so, that would be very expensive and not covered by MedJet. Thanks, Diana
  13. I haven't tried to split credit card coverage. You have a very good question. One issue could be whether one card requires you to pay for all of the expenses on their card. If not, then it would be interesting to find out if they would split coverage. We went the credit card route this year (January) because we are traveling a lot and we have a Blue Cross/Shield plan that covers us overseas (similar to the Geo Blue coverage). We don't need the extra medical--just Medevac home (we purchased an annual MedJet policy) and cancellation/interruption insurance. I couldn't find any insurance that would cover just cancellation/interruption only. Diana
  14. Thank you. I'm looking forward to your information. Diana
  15. Thank you very much for your detailed account. Very important to know. That is a good point you made about recouping what you can. I made a claim to a standard trip insurance company in 2011. They didn't encourage me to try to recoup. I did get what I could, but didn't go to extraordinary lengths because they didn't encourage it and I had a lot to deal with with my surgery. A couple of questions: Any chance you can share your "valuable list of documentation? Where did you get the physician's form? Thanks, Diana
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