Does anyone know if I purchase a private plan aside from the cruise line, I for instance have suffer a heart attack in Paris or wherever, do I have to pay upfront and then file a claim with the insurance company???
We have not sailed Holland before. Mainly because of their past smoking policy. Very allergic. Recently we decided to book a trans Atlantic. I understand from Holland’s site that smoking is prohibited on balconies. But after reading some reviews I am concerned. Many say that passengers still smoke out on their balconies and even after reporting the problem the crew does nothing. Am I just a bit over concerned??