Jumping in late here, but I agree with Seaman. My May cruise was cancelled. I took the FCC hoping that November would certainly work, since we usually cruise over Thanksgiving anyway. They have my $3K still and I believe that I also have two cruise next certificates that will expire before cruising starts again. Too much money tied up in a service that may not happen. Was it short sighted not to take the refund? Probably, but I still believe if they keep getting cancelled we should ultimately be able to get a refund back. At this point, the FCC's are also on my kids' accounts and this isn't fair either. Who knows when they will be able to cruise again with school schedules and one going to college? The money should go back to my account only.