I completely understand. In early July time period - I had planned a Princess cruise for next April from Rome to Barcelona with 3 nights pre-cruise in Rome. Then I would have to get off the ship and get to Vienna for a river cruise 2 days later which sounded reasonable until I realized it was Easter and both Austria and Spain are huge Catholic countries. I would need to test before each one and also test in order to go through Heathrow to fly home. I was trying to figure out the logistics and with hotels and it was driving me crazy. I then was exposed to the Delta variant by someone at work who thought it was asthma (and so did her doctor). Everyone in 2 families tested positive and they had all been vaccinated with a variety of vaccines. 2 showed a lot of symptoms and 2 others showed minimal symptoms. That is when I realized Delta was spreading amongst vaccinated individuals (before it was in the news). So I understand the need for tests but I agree, the logistics are a nightmare. I think you could be positive and spread it and not show any symptoms. (Don't quote me, not a doctor).
I did have a friend who had 2 Tauck land tours booked for next year. She paid for their insurance for both. She cancelled one and expected to lose the $500. They transferred it the cost of the other trip.
I did find a Tauck cruise next fall (I think) that I was really interested in. When I spoke with them - I walked away thinking I had to spend $700 for their insurance which was a poor medical coverage insurance to just walk away from a similar deposit. My head was spinning as she explained everything. I really wanted to do this trip but decided I had to wait until this crisis was over and here it was next year. Now if it could be transferred to another future trip, that would make more sense.
Please let us know how it all worked out. We all completely understand. Heck, I am flying to the next state later this week and it is sort of stressing me out as I will be out of my comfort zone and doing touristy things. But I need to get away mentally.