Originally posted by shipgeeks
With a Caribbean cruise coming up in December, and all the uncertainty about the repair of ports, I am reminded that for me, a cruise is all about being on a ship at sea. I won't be at all disappointed if the ports are changed, or if we just sail around for 12 days.
Re travel insurance, we did get it for our first few cruises. Then I realized that for every five cruises, we had spent enough on insurance for a whole cruise, so we stopped. We have not bought it (or wished for it) since.

Not sure where you were getting insurance but I've never had it cost 20% of my cruise. Usually it is between 5-10%. Having had to use it for a death in the family the day before a cruise, plus having many other times when we almost had to use it, that 5-10% is worth the peace of mind to us.

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Cruise History Summary: 17 Cruises, 98 Nights, 14 Ships, 4 Cruise Lines, 20 Ports of Call, 7 Embarkation Ports
Carnival Fantasy Oct. 2017 - 5 Night Western, Norwegian Escape Sept. 2017 - 7 Night Eastern...oops Irma says Western, Carnival Sunshine Oct. 2016 - 5 Night Canada, Carnival Dream May 2016 - 7 Night Western, Carnival Splendor April 2015 - 7 Night Eastern, Ruby Princess March 2014 - 5 Night Western, Norwegian Jewel Oct. 2013 - 7 Night Western, Carnival Freedom Aug. 2013 - 6 Night Western, Norwegian Epic Dec 2011 - 7 Night Eastern, Carnival Glory July 2011 - 5 Night Canada, Carnival Destiny Nov. 2010 - 4 Night Western, Carnival Freedom July 2009 - 8 Night Eastern, Norwegian Jewel Nov. 2007 - 5 Night Western, Carnival Elation Dec. 2006 - 5 Night Eastern, Carnival Inspiration Nov. 2005 - 5 Night Western, Disney Magic June 2004 -7 Night Eastern, Disney Wonder Nov. 2001 - 3 Night Bahamas