On Board Casino Money Charges

Casino Money Question??? Can i charge my credit card/debit card to a slot machine if i run out of my bankroll? It is 3% correct?? 100$ is $103 charged to my account. Same as if i go to the cashier window?? If i charge my account its 3%

(Say i run out of cash completely and need money for ciggs in st maarten) i can change my account and get 100$ cash at the cage off my folio?

What if i use the ATM in the casino whats the fee for the ATM. And does YOUR BANK charge u an additional fee to the ATM fee? Has anyone noticed??

You can request a folio charge at a table game or at a slot. If you just want the cash it would be easier to request at a slot then just cash out and take the slip to the cage. The fee is 3% and you can do as little as $20 I believe at a slot machine.

Our bank credits all ATM charges back to our account so the ATM will always be cheaper.

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The ATM charge is $5.50. In addition your bank will likely charge you a "foreign ATM transaction fee" (mine charges $2.50).

Tracy

The fee for any cash advance at the casino is 3% no matter the purpose (unless you are a high level player and the fee is waived).

 

Last time I cruise it was MORE expensive to use the ATM (a fixed fee and a low limit for the maximum transaction amount)....

Maybe. In my case - it was not more expensive at all.

It all depends on how much you take out. I would take out $1,000 and it would charge the $7 or whatever and $4 from my bank. At the cage, that would have been $30. Any, my card (Schwabb) rebates any fees, so that makes it even better.

If somebody is taking out under $100 - the fee cost is crazy. Though I know people that will do $20 at a time. Of course, you can easily just take a few thousand in cash with you. Lots of people carry that around on a regular basis.

As to buying cigs ashore - most places will take credit cards.

Ya its for my grandmother shes 88. Its a 14 day cruise amd told her to allow 200$/day. Was just pondering the idea IF she ran out whats the best option to get cash in her pocket for misc. Tips or to buy trinkets ashore

The max per transaction on the ship is WAY below $100 more in the $250 range. That may have changed recently as I have not used the ATM on board in well over a year.

Not sure what you are trying to say. "Fee is way below $100 more like $250????"

The post you are responding to is trying to say it would be crazy to withdraw $20 from the ATM and pay the $5.50 service charge (27.5% fee).

I haven't sailed NCL yet (booked on the Star TA next April).

Every cruiseline I've sailed (Carnival, HAL, RCI), I've been able to download funds to a slot machine, which is added to my onboard account as a casino expense, without incurring ANY fees. When I'm done playing, any remaining funds get uploaded to my card, I move elsewhere and upload those funds into a new machine.

Now, if I want to charge money at a table game to my card, there is a 3% charge. I bring cash for that.

So, are you saying that ANY transaction in the casino that doesn't involve my use of cash incurs a 3% charge?

I'll have to seriously rethink my plans if that's true. And I've really been looking forward to trying a NCL casino as I've been told by several people that they found them to be much "friendlier" win-wise than other lines.

For a 14-night sailing, I really don't want to bring a wad of cash to feed into slot machines!

...Now, if I want to charge money at a table game to my card, there is a 3% charge. I bring cash for that.

 

So, are you saying that ANY transaction in the casino that doesn't involve my use of cash incurs a 3% charge?...I really don't want to bring a wad of cash to feed into slot machines!

Something is missing here. After all, if you could download and get cash from the slot for free, why would anyone pay the 3% to get cash for the tables? Logic here?

Something does not make sense.

As to wad of case to carry around - how much are we talking about here? Few hundred, few thousand?

Bring cash and keep it in the safe. Take out what you need for the night. On a 9 - 10 day cruise, I would bring about 10K. I am not going to walk around with that. I would take what I wanted for the evening (~ $1K) and leave the rest. If I lose it, I walk. If I win, it goes back into the safe for the next night.

On both HAL and Carnival, you sit down at a slot machine, put in your card, set up a pin#, then you can transfer funds from your onboard account to the machine. Once in the machine, you play, winnings add to your balance and, obviously, if you don't win, your balance dwindles. There are no fees associated.

If you walk up to the Roulette wheel and hand them your card, they inform you there's a 3% fee.

What they don't want is for you to pull a bunch of cash from your account onto a slot, upload those funds to your card, remove the card, then walk to the window and cash out. The slots are not ATMs and they'll lock your account if they notice this happening.

Why a 3% charge at the tables but not the slots? I have absolutely no idea. Since I pay my final bill via credit card, at least I earn points for the spending charged to my account. If I take cash to spend in the casino, I earn nothing.

Yes, I know how to carry cash and then lock it in my safe. But I prefer to travel with as little cash as possible.

So, 3% charge on NCL for any card use, including slots, correct?

 

What they don't want is for you to pull a bunch of cash from your account onto a slot, upload those funds to your card, remove the card, then walk to the window and cash out. The slots are not ATMs and they'll lock your account if they notice this happening.

For NCL? are u meaning

Ive pulled over 5000$ off my credit card on carnival to have cash in pocket to avoid the ATM fee. Never did it lock up

You can put money from your room account into a slot machine with no fee on Holland America. As long as you pull the slot handle once, you can cash out - again with no fee. People with excess promotional OBC do it all the time. If you go to the HAL board, you'll find several threads about it.

You can put money from your room account into a slot machine with no fee on Holland America. As long as you pull the slot handle once, you can cash out - again with no fee. People with excess promotional OBC do it all the time. If you go to the HAL board, you'll find several threads about it.

On NCL, you can now "download" money to your slot machine. It will be charged against your onboard account and you will pay a 3% fee for the transaction. You can also go to the cashier cage and do the same thing.

The ATM is cheaper (I think it was $6.50 plus whatever your bank charges you) unless you are a Sapphire level or above, because at that point the casino will refund or waive the 3% fee.

There is nothing to prevent you from downloading money to the slot machine, then pulling the ticket and cashing it out. You will essentially just have used a very expensive ATM :confused:

Guess I'll have to bring a wad of cash then!

I haven't sailed NCL yet (booked on the Star TA next April).

 

 

 

Every cruiseline I've sailed (Carnival, HAL, RCI), I've been able to download funds to a slot machine, which is added to my onboard account as a casino expense, without incurring ANY fees. When I'm done playing, any remaining funds get uploaded to my card, I move elsewhere and upload those funds into a new machine.

 

 

 

Now, if I want to charge money at a table game to my card, there is a 3% charge. I bring cash for that.

 

 

 

So, are you saying that ANY transaction in the casino that doesn't involve my use of cash incurs a 3% charge?

 

 

 

I'll have to seriously rethink my plans if that's true. And I've really been looking forward to trying a NCL casino as I've been told by several people that they found them to be much "friendlier" win-wise than other lines.

 

 

 

For a 14-night sailing, I really don't want to bring a wad of cash to feed into slot machines!

You either need to bring cash, pay the 3%, or use the ATM. I would like to point out that I do not think that the NCL is much "friendlier" than other lines. Cruise ship casinos are notorious for their bad odds.

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OK, I find this confusing because of all the ATM comments, If I have small onboard credit on the Sky can I charge my account on a slot machine, play a little & cash out if I have anything left? Also, are there slot tournaments I could charge on my onboard account?

OK, I find this confusing because of all the ATM comments, If I have small onboard credit on the Sky can I charge my account on a slot machine, play a little & cash out if I have anything left? Also, are there slot tournaments I could charge on my onboard account?

You can charge your onboard account in the casino however there is a 3% fee to do so.

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Does the casino allow you to put your money "on account" with them and ask for a marker like you can do in land based casinos? If so, is there a fee for that?

Does the casino allow you to put your money "on account" with them and ask for a marker like you can do in land based casinos? If so, is there a fee for that?

https://www.ncl.com/credit

Can you not buy chips ahead of time? This is our first NCL cruise, but we have always purchased "chips" (vouchers, really) before our cruises on Royal Caribbean, Silversea, and Holland America. I can't find the option to pre-purchase casino chips anywhere in my NCL account. It's entirely possible that I'm looking in the wrong place.

re: Chips: they had that years ago but stopped doing it. No idea why... but it might have run into some "gambling" rules that did not want to bother with.

re: Chips: they had that years ago but stopped doing it. No idea why... but it might have run into some "gambling" rules that did not want to bother with.

Thanks. I'm absolutely, 100% certain that it had nothing to do with fees. ;)

To avoid fees (either ATM or convenience) you can get a marker. It's like having cash you can use with no fees. Just have to apply ahead of time, this can be done on line. At the end of the cruise you have to write a cheque for any balance outstanding on your marker.

This works well for people who bet big, don't need to carry around a lot of cash.

To avoid fees (either ATM or convenience) you can get a marker. It's like having cash you can use with no fees. Just have to apply ahead of time, this can be done on line. At the end of the cruise you have to write a cheque for any balance outstanding on your marker.

 

 

 

 

 

This works well for people who bet big, don't need to carry around a lot of cash.

A marker is basically a line of credit. Some people may not want to do that.

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