Posted July 10th, 2018, 03:03 PM
I am struggling to obtain insurance for a cruise booked last month for October 2019,ie over 12 months away...any ideas?
You can buy Annual Travel Insurance within chosen geographical limits (which may be enlarged mid term in most cases), then renew as required to cover your booked cruise. This has the advantage of covering any short UK breaks mid term, you must renew early for continuous cover in the period after the first twelve months.
You could wait until your cruise is just under twelve months away, then obtain a single trip policy. In the earlier period i.e. prior to obtaining the insurance you need to look at the financial risks. This is often the "deposit only" but could rise a bit as time goes passes. I should not pay off a cruise 100% early as in this latter scenario a cancellation will mean you need to get your money back which can be avoided by only paying the deposit. You should get your money back if risk was, deposit only but I feel they will not rush to refund you.
Ships cruised on
RMS Queen Elizabeth, SS France, Oronsay, Oceana, Vision of the Seas, Caribbean Princess, Aurora,
Queen Mary 2, Star Flyer, Star Clipper, Grand Princess, Queen Elizabeth, Azura, Ruby Princess, Ventura, Diamond Princess, Britannia, Emerald Princess, Navigator of the Seas, Queen Victoria