Posted May 18th, 2018, 11:07 PM
When purchasing cruise insurance note that pre-existing condition should play a part in selecting an insurance company. You may not be covered for that reason.
I think medical evacuation is extremely important. Just saw a story last night on Nightly News about a woman who was medically evacuated for injuries and ended up with a bill over $30,000 from the medical transport company after her insurance paid only a very small portion.Its my understand that the US Coast Guard does not charge for evacuation.
Now I'm sure this was a domestic incident of an accident or injury and the medical personnel where she was taken deciding she needed upgraded care somewhere else. But, if medical flight transport could cost over $30,000 within the US, I don't want to think of the cost if you're out of the country and need to be brought home. I know I don't have that kind of money laying around, and once I leave the US, my medical won't cover me.
I always purchase a policy with $1 million in medical evacuation for piece of mind. I suggest you look at www.insuremytrip.com or www.squaremouth.com for more information and the ability to compare policies and the things that are important to you when you travel.