Anyone close to retirement? / when do you start counting the days?

Welcome to Cruise Critic! If you'd like to participate on our forums by joining in the conversation, please Register Now! Be sure to visit our FAMOUS Roll Call forums, where you can meet other cruisers sailing with you and share a tour or shore excursion and SAVE MONEY!

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
All times are GMT -4.
The time now is 10:00 PM.
Portland, Oregon
70 Posts
Joined Oct 2013
I retired in 2013 after 35 years with "Ma Bell". It wasn't a planned retirement though-I had an on-the-job accident resulting in back surgery. My job was very physical-I climbed telephone poles every day-and sadly the company didn't give me time to recuperate from the surgery.

After offering me a minimal pay sitting down job, I opted to retire. I was used to being out and about in a van all day and the thought of being trapped in an office environment didn't enthuse me at all..so I retired.

My husband also worked for Ma Bell and had a few more years to go before retirement-but he sadly had a heart attack and passed away.

My advise is to retire as soon as you can-you'll never say "Gosh I wish I'd worked a couple of months or years longer, especially if you've been able to save and are financially ready to go. Even though I wasn't exactly on the best financial road, I'm still glad I retired when I did.

Lots of we retirees say "I don't know how I had time to work, I have so much to do now" and thats exactly how I feel- I'm always busy, and though I occasionally miss the people I worked with and even the job, which was fun for many years, I don't miss the garbage working in a large corporation brings to us-the politics, the kissing up and the way some people do act.

So count down and retire when you can! I was actually in Cancun on my last official day as an employee as I took 3 weeks of vacation time I had coming after my disability ended.
Central Arkansas
14,313 Posts
Joined Feb 2006
Originally posted by Plantcrone
I retired in 2013 after 35 years with "Ma Bell". It wasn't a planned retirement though-I had an on-the-job accident resulting in back surgery. My job was very physical-I climbed telephone poles every day-and sadly the company didn't give me time to recuperate from the surgery.

After offering me a minimal pay sitting down job, I opted to retire. I was used to being out and about in a van all day and the thought of being trapped in an office environment didn't enthuse me at all..so I retired.

My husband also worked for Ma Bell and had a few more years to go before retirement-but he sadly had a heart attack and passed away.

My advise is to retire as soon as you can-you'll never say "Gosh I wish I'd worked a couple of months or years longer, especially if you've been able to save and are financially ready to go. Even though I wasn't exactly on the best financial road, I'm still glad I retired when I did.

Lots of we retirees say "I don't know how I had time to work, I have so much to do now" and thats exactly how I feel- I'm always busy, and though I occasionally miss the people I worked with and even the job, which was fun for many years, I don't miss the garbage working in a large corporation brings to us-the politics, the kissing up and the way some people do act.

So count down and retire when you can! I was actually in Cancun on my last official day as an employee as I took 3 weeks of vacation time I had coming after my disability ended.
Thanks for posting. I have times when I have reservations about retiring, but then I'll have one of those "kiss up" days and it can't get here fast enough.


Sent from my iPhone using Tapatalk
Expand Signature
Collapse Signature
SymphonyTA Website
Karen and Bill
Past Cruises:
Enchanted Capri, Commodore Cruise Line, June 1998, Rhapsody of the Seas /2006, Rhapsody of the Seas 5/28/ (alt. route), NCL Norwegian Sun 12/31/2006, Radiance of the Seas, Alaska, 5/18/2007, Adventure of the Seas, Southern Caribbean, 3/9/2008, Celebrity Solstice, Eastern Caribbean, 12/14/2008, Voyager of the Seas, Western Caribbean, 3/8/2009, Explorer of the Seas, New England and Canada, 10/15/2009, Oasis of the Seas, Eastern Caribbean, 3/13/2010, Mariner of the Seas, Mexican Riviera, 12/5/2010, Navigator of the Seas, Caribbean, 2/3/2011, Allure of the Seas, Eastern Caribbean, 3/20/2011, Freedom of the Seas, 6/26/2011, Voyager of the Seas, 11/26/2011, Monarch of the Seas, 3/23/12, Mariner OTS, Mediterranean/Holy Lands, 10/20 to 11/3/12, Navigator of the Seas, 12/29/12, Allure of the Seas, 4/7/2013, Serenade of the Seas, 12/12/13 , Navigator of the Seas, 3/23/14 Navigator of the Seas, May 25, 2014, (alternate route),Oasis of the Seas, Transatlantic, October 14, 2014, Navigator of the Seas, January 11, 2015 - Quantum of the Seas, 12-day So. Caribbean, April 12, 2015, Liberty of the Seas, B2B, Feb. 21-March 6, 2016 ,Liberty of the Seas, 8/21/2016, Vision of the Seas, 10/15/2016,Harmony of the Seas, TA, Oct/Nov 2016, Liberty of the Seas, March 5, 2017, Celebrity Equinox, May 15-26, 2017

Upcoming Cruises:

Liberty of the Seas, 8/20/17
Freedom of the Seas TA, WB, 10/2018

Vision of the Seas, B2B2B, January 12-24, 2018
Brilliance of the Seas TA, EB, 4/2018

Symphony TA, 10/28/18
Vision of the Seas, Panama Canal, 11/13/2018
Vision of the Seas, 3/2/19
UK
545 Posts
Joined Jul 2013
Originally posted by internetwhiz
Thanks for posting. I have times when I have reservations about retiring, but then I'll have one of those "kiss up" days and it can't get here fast enough.


Sent from my iPhone using Tapatalk
Me too!
12,061 Posts
Joined Dec 2004
My father retired at 59. He was in bad health. He discovered the the average lifespan, at that time, for retired employees at his company was 67.5. He retired, moved to the west coast, bought a condo on a golf course, and played several times a week. His health improved incredibly. He lived to 87. Many of his contemporaries passed away much earlier.

I got a chance of an attractive package at ate 59. Took it and never looked back. We have lots of places to go and things to see before we are unable to travel any more.

If you can manage it financially, get out early. Change your occupation, volunteer, travel, whatever.
Sacramento, CA
1,068 Posts
Joined Sep 2009
Plantcrone and Iancal - thank you very much for posting.

Its great to read other people's stories....

Thanks again

gary
Expand Signature
Collapse Signature
Upcoming Oceania Cruise: December 2017 Barcelona-to Miami

Prior Cruises:
Oceania Marina Papeete to NY. April 4 to May 7, 2015 33 days
Oceania Marina Transatlantic: Lisbon to Rio
Nov 4-20, 2014 16 Days
Oceania Marina Transatlantic: Barcelona to Rio - Nov 20 - December 8, 2013 18 Days
Oceania Marina Transatlantic: NY to London - May 26 - June 11, 2013 16 Days
Oceania Marina Transatlantic: Rome to Rio - November 22 - December 10, 2012 18 Days
Oceania Marina Transatlantic: Miami to Barcelona - March 19-April 2, 2012
(yes, we like TA's )
Norwegian Sun - 9 Night Copenhagen - June 13 - June 22 2011
Norwegian Sun - Back to Back Caribbean - December 4,2010 - December 18, 2010
Norwegian Sun - 12 Night San Francisco - Mexican Riviera 10/12/09 - 10/23/09
Holland MS Noordam New York Caribbean - 11/25/06 - 12/6/06
RCL Brilliance of the Seas Miami - Circle the Caribbean - 2/3/06 - 2/13/06
RCL Monarch of the Seas 10/17/03 - 10/20/03
NCL Skyward - Ft Lauderdale Caribbean - January 1986
plus a Carnival and another from the 90's
USA
3,875 Posts
Joined Jan 2012
I have 39 weeks left to work. I'm a teacher and with all the new common core curriculum it is taking my nights and weekends, plus being extremely stressful. I plan to get a para professional job as soon as possible to have less stress. The pay is half of what I am making now but won't effect my retirement. I will be able to leave all work at school and see my kids and grandkids more without all the crazy stuff!!! Any other teachers out there dealing with the new standards??
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>
USA
3,875 Posts
Joined Jan 2012
Ok...after this week..38 weeks!!!!!
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>
Central Arkansas
14,313 Posts
Joined Feb 2006
I have 36 left! Seeing yours made me want to count.


Sent from my iPhone using Tapatalk
Expand Signature
Collapse Signature
SymphonyTA Website
Karen and Bill
Past Cruises:
Enchanted Capri, Commodore Cruise Line, June 1998, Rhapsody of the Seas /2006, Rhapsody of the Seas 5/28/ (alt. route), NCL Norwegian Sun 12/31/2006, Radiance of the Seas, Alaska, 5/18/2007, Adventure of the Seas, Southern Caribbean, 3/9/2008, Celebrity Solstice, Eastern Caribbean, 12/14/2008, Voyager of the Seas, Western Caribbean, 3/8/2009, Explorer of the Seas, New England and Canada, 10/15/2009, Oasis of the Seas, Eastern Caribbean, 3/13/2010, Mariner of the Seas, Mexican Riviera, 12/5/2010, Navigator of the Seas, Caribbean, 2/3/2011, Allure of the Seas, Eastern Caribbean, 3/20/2011, Freedom of the Seas, 6/26/2011, Voyager of the Seas, 11/26/2011, Monarch of the Seas, 3/23/12, Mariner OTS, Mediterranean/Holy Lands, 10/20 to 11/3/12, Navigator of the Seas, 12/29/12, Allure of the Seas, 4/7/2013, Serenade of the Seas, 12/12/13 , Navigator of the Seas, 3/23/14 Navigator of the Seas, May 25, 2014, (alternate route),Oasis of the Seas, Transatlantic, October 14, 2014, Navigator of the Seas, January 11, 2015 - Quantum of the Seas, 12-day So. Caribbean, April 12, 2015, Liberty of the Seas, B2B, Feb. 21-March 6, 2016 ,Liberty of the Seas, 8/21/2016, Vision of the Seas, 10/15/2016,Harmony of the Seas, TA, Oct/Nov 2016, Liberty of the Seas, March 5, 2017, Celebrity Equinox, May 15-26, 2017

Upcoming Cruises:

Liberty of the Seas, 8/20/17
Freedom of the Seas TA, WB, 10/2018

Vision of the Seas, B2B2B, January 12-24, 2018
Brilliance of the Seas TA, EB, 4/2018

Symphony TA, 10/28/18
Vision of the Seas, Panama Canal, 11/13/2018
Vision of the Seas, 3/2/19
USA
3,875 Posts
Joined Jan 2012
Cool!! We can count down together. Weeks sound better in my mind than days...lol!
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>
Central Arkansas
14,313 Posts
Joined Feb 2006
Works for me. We are both educators! This is my 39th year!


Sent from my iPhone using Tapatalk
Expand Signature
Collapse Signature
SymphonyTA Website
Karen and Bill
Past Cruises:
Enchanted Capri, Commodore Cruise Line, June 1998, Rhapsody of the Seas /2006, Rhapsody of the Seas 5/28/ (alt. route), NCL Norwegian Sun 12/31/2006, Radiance of the Seas, Alaska, 5/18/2007, Adventure of the Seas, Southern Caribbean, 3/9/2008, Celebrity Solstice, Eastern Caribbean, 12/14/2008, Voyager of the Seas, Western Caribbean, 3/8/2009, Explorer of the Seas, New England and Canada, 10/15/2009, Oasis of the Seas, Eastern Caribbean, 3/13/2010, Mariner of the Seas, Mexican Riviera, 12/5/2010, Navigator of the Seas, Caribbean, 2/3/2011, Allure of the Seas, Eastern Caribbean, 3/20/2011, Freedom of the Seas, 6/26/2011, Voyager of the Seas, 11/26/2011, Monarch of the Seas, 3/23/12, Mariner OTS, Mediterranean/Holy Lands, 10/20 to 11/3/12, Navigator of the Seas, 12/29/12, Allure of the Seas, 4/7/2013, Serenade of the Seas, 12/12/13 , Navigator of the Seas, 3/23/14 Navigator of the Seas, May 25, 2014, (alternate route),Oasis of the Seas, Transatlantic, October 14, 2014, Navigator of the Seas, January 11, 2015 - Quantum of the Seas, 12-day So. Caribbean, April 12, 2015, Liberty of the Seas, B2B, Feb. 21-March 6, 2016 ,Liberty of the Seas, 8/21/2016, Vision of the Seas, 10/15/2016,Harmony of the Seas, TA, Oct/Nov 2016, Liberty of the Seas, March 5, 2017, Celebrity Equinox, May 15-26, 2017

Upcoming Cruises:

Liberty of the Seas, 8/20/17
Freedom of the Seas TA, WB, 10/2018

Vision of the Seas, B2B2B, January 12-24, 2018
Brilliance of the Seas TA, EB, 4/2018

Symphony TA, 10/28/18
Vision of the Seas, Panama Canal, 11/13/2018
Vision of the Seas, 3/2/19
Portland, Oregon
70 Posts
Joined Oct 2013
Both of you who are counting down are lucky..remember there is a lot to do after retirement!

I volunteer now for several local theatre companies..they no longer get the funding they formerly did and volunteers is the only way they can continue, at a local Veterans Hospital and at the childrens ICU of another hospital, and at Dress for Success-an organization that helps women who haven't been i the work force and have no appropriate clothing to work in an office environment. We canvass for outgrown women's suits, skirts and shoes as well as casual clothing, and each week a woman comes to a DFS meeting she gets to pick out a new piece of business appropriate clothing-there are weekly meetings to help women who have never worked learn how to write resumes, learn business environment makeup and so on.

I go thru the clothing donations every week and decide if what we have is worth keeping or if we should pass it on to Salvation Army or Goodwill. You'd be surprised the types of inappropriate clothing people donate..stained, ripped shirts, mini skirts and other non business like clothing. I now think about what I donate myself-if *I* wouldn't wnt to wear it, I don't donate it! It's very inspiring for me, to help a young woman dress herself in a businesslike manner instead of t-shirts, sweatshirts and holey jeans.

Volunteering at my grand daughters school is another thing I enjoy a lot-and my daughter (her mom) spends one day every week at the school as a volunteer in the office.

There is so much to do when retired people..songet outa the 9-5 and into set your own hours!
elle
Central Arkansas
14,313 Posts
Joined Feb 2006
Originally posted by Plantcrone
Both of you who are counting down are lucky..remember there is a lot to do after retirement!

I volunteer now for several local theatre companies..they no longer get the funding they formerly did and volunteers is the only way they can continue, at a local Veterans Hospital and at the childrens ICU of another hospital, and at Dress for Success-an organization that helps women who haven't been i the work force and have no appropriate clothing to work in an office environment. We canvass for outgrown women's suits, skirts and shoes as well as casual clothing, and each week a woman comes to a DFS meeting she gets to pick out a new piece of business appropriate clothing-there are weekly meetings to help women who have never worked learn how to write resumes, learn business environment makeup and so on.

I go thru the clothing donations every week and decide if what we have is worth keeping or if we should pass it on to Salvation Army or Goodwill. You'd be surprised the types of inappropriate clothing people donate..stained, ripped shirts, mini skirts and other non business like clothing. I now think about what I donate myself-if *I* wouldn't wnt to wear it, I don't donate it! It's very inspiring for me, to help a young woman dress herself in a businesslike manner instead of t-shirts, sweatshirts and holey jeans.

Volunteering at my grand daughters school is another thing I enjoy a lot-and my daughter (her mom) spends one day every week at the school as a volunteer in the office.

There is so much to do when retired people..songet outa the 9-5 and into set your own hours!
elle
Oh my, I have so much I WANT to do! We have three granddaughters who are 4, 6, and 8 and all live here in town. I want to be able to do more with them and to be able to go help with parties, etc. at their schools.

One of our granddaughter's has multiple illnesses that require a lot of care. She has had five open-heart surgeries, has a compromised immune system, brain shunt, and autism to name a few...she is 6. I will be able to help more with her. Also, along that same line, I want to give back to our Children's hospital without whom, she would not be here. Sometimes parents just need someone to come and let them take a break or go to a movie. I would love to volunteer sit for that...I have already been doing some of that for other heart families we know. I know how to be careful with IV's, PICC lines, etc. Not something I ever thought I would know about, but since I do, I can help mine more and others.

We love to cruise, and I hope to find a way to parlay my knowledge into arranging some cruises for groups...

And the list goes on and on. The main thing is, as you say, having the freedom to CHOOSE what I want to do. I can't wait.

PS I donate clothing to that project. I am a plus sized woman, so they are always glad to get professional things in plus size for people to be able to "dress for success."
Expand Signature
Collapse Signature
SymphonyTA Website
Karen and Bill
Past Cruises:
Enchanted Capri, Commodore Cruise Line, June 1998, Rhapsody of the Seas /2006, Rhapsody of the Seas 5/28/ (alt. route), NCL Norwegian Sun 12/31/2006, Radiance of the Seas, Alaska, 5/18/2007, Adventure of the Seas, Southern Caribbean, 3/9/2008, Celebrity Solstice, Eastern Caribbean, 12/14/2008, Voyager of the Seas, Western Caribbean, 3/8/2009, Explorer of the Seas, New England and Canada, 10/15/2009, Oasis of the Seas, Eastern Caribbean, 3/13/2010, Mariner of the Seas, Mexican Riviera, 12/5/2010, Navigator of the Seas, Caribbean, 2/3/2011, Allure of the Seas, Eastern Caribbean, 3/20/2011, Freedom of the Seas, 6/26/2011, Voyager of the Seas, 11/26/2011, Monarch of the Seas, 3/23/12, Mariner OTS, Mediterranean/Holy Lands, 10/20 to 11/3/12, Navigator of the Seas, 12/29/12, Allure of the Seas, 4/7/2013, Serenade of the Seas, 12/12/13 , Navigator of the Seas, 3/23/14 Navigator of the Seas, May 25, 2014, (alternate route),Oasis of the Seas, Transatlantic, October 14, 2014, Navigator of the Seas, January 11, 2015 - Quantum of the Seas, 12-day So. Caribbean, April 12, 2015, Liberty of the Seas, B2B, Feb. 21-March 6, 2016 ,Liberty of the Seas, 8/21/2016, Vision of the Seas, 10/15/2016,Harmony of the Seas, TA, Oct/Nov 2016, Liberty of the Seas, March 5, 2017, Celebrity Equinox, May 15-26, 2017

Upcoming Cruises:

Liberty of the Seas, 8/20/17
Freedom of the Seas TA, WB, 10/2018

Vision of the Seas, B2B2B, January 12-24, 2018
Brilliance of the Seas TA, EB, 4/2018

Symphony TA, 10/28/18
Vision of the Seas, Panama Canal, 11/13/2018
Vision of the Seas, 3/2/19
USA
3,875 Posts
Joined Jan 2012
I also want to spend more time with my grandkids!!! And actually help out at school...but set my own hours!! YAY!!!

I'll have 25 years teaching, but worked for "ma bell" for 14 years before that! So I'll have almost 40 years working when I retire....I think that is enough...lol
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>
Portland, Oregon
70 Posts
Joined Oct 2013
I think those of you who have been teachers have so much more to offer to schools..but on YOUR terms now.

Like fine arts, school budgets have been cut-I know you know that better than I do-and having someone come in to do one-on-one reading or maths with a child who needs individual help is so easy to do. I only go in every other week for 4 hours because I have so much else going on in my life. A few weeks ago I brought all my tie-dye dyes and every kid brought a shirt and we did some 'fine art' ourselves. Nothing like a group of gap toothed 2nd graders dressed like a troup of Deadheads. We had fun..it was cold because we set up in the playground and the first cold day hit but it was so much fun for the kids and for me.

I think it means a lot to grand children to have their grandparents work in their school..my youngest grand child goes to the same elementary school her mom went to and I'm so proud of allmy adult kids who all volunteer because they grew up with me volunteering..I was 'in' the Boy Scouts for 9 years-thru my 2 oldest boys scouting life then I foster parented for 10 years for teen aged girls who needed a safe home. I adopted my oldest daughter as a 13 year old because she was part of my heart...and her son is just as much a grandson as any of my others.

I have grand sons aged 23 and 21, a 21 year old grand daughter going to tattoo school..I'm very glad she found something she can use her artistic ability on and actually make money, then a 15 year old grand son and 8 year old grand daughter who I essentially live with....we are building a house together on the property my daughter grew up on..a huge lot just outside Portland Oregon, near Nike's World HQ's..

Well Im glad so many of you are looking forward to spending grandkid time..they are better than anything else around in my opinion!

Later
Elle (aka plantcrone)
USA
3,875 Posts
Joined Jan 2012
That is great of you working with those second graders. Those are the ones I teach and I know they would love the tye-dye t-shirt activity. But times have changed here...a month into school this year one of them asked when they would be able to color in their color books. My heart broke. Sadly, the only time is on rainy day recesses when they stay in for the recess. Although we have a 20 minute art time we have so much that is mandatory that we teach we don't have time for art. That is called common core!! No one likes it, but I'm afraid it is here to stay.): These kids come into second grade as 6 and 7 year olds and are expected to do things they aren't ready for. Reading poems by Emily Dickenson and Robert Frost and trying to explain it to them...!!! Crazy!!! Or the new new math. As in decomposing 2 digit numbers and adding or subtracting from another 2 digit number when they don't even know their subtraction facts. Again Crazy!!! Ok...off my complaining. It is just really sad. Talk about setting them up for failure is not good!!

I think I'll return as the art fairy when I retire...lol!!!
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>
Sydney, Australia
1,367 Posts
Joined May 2007
Great thread.
My husband and I are both going parttime next year. I thought I'd be happy to do that for a few years (I"m 55) but now I'm planning retirement the following year (money pending). Another teacher here (in Australia).

Can I ask why people are saying people retiring early must be teachers? Do you have a good retirement package in the US? Under our old scheme teachers retire on nearly the same money but they scrapped that before I started (20 years ago) so no great pension.

And I feel for you with having to pay for your medical. Isn't Obama trying to bring in a medical scheme?

So I'm looking forward to 4 day weekends next year but I want to be free to jump on a ship whenever I see a good deal. I'm taking long service leave in June July next year and will do a cruise (hopefully to Russia) plus travel around Europe.
Expand Signature
Collapse Signature
I decided to change my avatar so googled "cruise avatar" and my new avatar is what came up. Tom cruise in Avatar. haha!






2017-July-NCL Jade- Norway
2017-May-HAL Maasdam-Canada/New England
2017-April- HAL Maasdam- Panama Canal
2016- Dec- Thomson Dream- Cuban Fusion
2016- November- Thomson Dream- Caribbean Horizons
2016- October - Celebrity Reflection- Mediterranean
2016- September- HAL Eurodam- Mediterranean
2016- April - Norwegian Epic - Italy, France
2016- March- HAL Rotterdam - Sing-Sthampton
2016 - Feb, Pacific Jewel - Vanuatu Explorer
2015 - Sept, Carnival Splendor- New England
2015 - Sept, Carnival Glory B2B East/West Caribbean
2014- July. HAL Noordam- Adriatic
2014- June. Azamara Journey- Baltics
2014- April Diamond Princess- Japan/Taiwan
2013-Dec Sun Princess- Pacific Islands
2013-May MSC Magnifica (not impressed)
2013 April- Norwegian Jade- Holy Land
2011 April- Uniworld River Beatrice- Enchanting Danube.
2008 Dec/2009 Jan -Rhapsody of the Seas-New Zealand
2007- Oct -Pacific Sun-Vanuatu, Noumea
2007- July -Pacific Sun-Vanuatu, Isle of Pines
2007- May -Diamond Princess-Alaska
2003- April -Superstar Leo- Suva, Noumea
USA
3,875 Posts
Joined Jan 2012
Originally posted by sayaguru
Great thread.
My husband and I are both going parttime next year. I thought I'd be happy to do that for a few years (I"m 55) but now I'm planning retirement the following year (money pending). Another teacher here (in Australia).

Can I ask why people are saying people retiring early must be teachers? Do you have a good retirement package in the US? Under our old scheme teachers retire on nearly the same money but they scrapped that before I started (20 years ago) so no great pension.

And I feel for you with having to pay for your medical. Isn't Obama trying to bring in a medical scheme?

So I'm looking forward to 4 day weekends next year but I want to be free to jump on a ship whenever I see a good deal. I'm taking long service leave in June July next year and will do a cruise (hopefully to Russia) plus travel around Europe.
Good for you!!! The truth about teaching in my state....At 30 years you get 75% of your salary. I'll be getting 62% at 25 years. The only ones that get full pay is 40 years, and most don't stay that long. Our health insurance is $500 for 2 people per month. Obama...lets not go there...no telling what will happen..lol

Those cruises sound great to me!!! Always wanted to cruise Australia and New Zealand but just the airfare is too much for my pocketbook...lol!!
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>
UK
545 Posts
Joined Jul 2013
Originally posted by zlacruising
Good for you!!! The truth about teaching in my state....At 30 years you get 75% of your salary. I'll be getting 62% at 25 years. The only ones that get full pay is 40 years, and most don't stay that long. Our health insurance is $500 for 2 people per month. Obama...lets not go there...no telling what will happen..lol

Those cruises sound great to me!!! Always wanted to cruise Australia and New Zealand but just the airfare is too much for my pocketbook...lol!!
wow! Those are seriously good pensions. I work in the public sector in the UK (Healthcare) and am on the 'old scheme' (ours have changed too), but can't touch those. I'll go at about 32 years with about a third of my Salary. My OH took early retirement from teaching at 55 (it was that or sacrifice his health). He lost. 25% by not waiting until 60, despite having 33 years and he gets less than 1/3 his salary! It will be much worse for those who come after us all. I wouldn't want to be beginning a career now
USA
3,875 Posts
Joined Jan 2012
Originally posted by Priya2
wow! Those are seriously good pensions. I work in the public sector in the UK (Healthcare) and am on the 'old scheme' (ours have changed too), but can't touch those. I'll go at about 32 years with about a third of my Salary. My OH took early retirement from teaching at 55 (it was that or sacrifice his health). He lost. 25% by not waiting until 60, despite having 33 years and he gets less than 1/3 his salary! It will be much worse for those who come after us all. I wouldn't want to be beginning a career now
Yikes!!! I'm sort of like your husband. I have to wait til 62 to collect that amount with the 25 years. If I would do it now it would be 40%. Do you have to pay for your health insurance too? The new teachers coming in will not have the same plan. It has changed for them and not for the better.
Expand Signature
Collapse Signature
Debbie

<SMALL>December 2016 NCL Dawn, May 2016 NCL Escape, February 2016 NCL Dawn, December 2015 NCL Escape, October 2015 NCL Dawn (FIRST REPO),July 2015 "surprise cruise" NCL Breakaway, March 2015 NCL Pearl-RETIREMENT CRUISE, December 2014 NCL Dawn, July 2014 Getaway, March 2014 Jewel, November Navigator 2013, Breakaway May 2013, Navigator Feb. 2013, Star Nov. 2012, G</SMALL><SMALL>em July 2012, Spirit Feb. 2012, Navigator 2011, Spirit 2011, Epic 2010, Explorer 2009, Spirit Feb. 2008, Spirit Nov. 2008, Star May 2007, Navigator 2005, Rhapsody 2005, Conquest 2004, Monarch 2004, Rhapsody 2003, Brilliance 2002, SS Independence 2000, Splendour 1998, Nordic Empress 1994, Nordic Empress 1993


</SMALL>