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#21
MA
206 Posts
Joined Jun 2005
[quote=SuMac;10814029]You question was answered above.
4. Mail your certificate well before the final payment date.

No use waiting to the last minute in case of problems. Order and mail your certificate as early as you would like to in order to give yourself time to fix any problems if they arise.

I guess my reasoning in asking this was because I might not have the 500 points by the time the final payment is due, but should be getting them soon after. So if I make the final payment in October, but my 500 points don't accure until say November, can I then cash in the points?
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#22
Statesville, NC USA
3,814 Posts
Joined Dec 2003
[quote=Britt23;10818871]
Originally posted by SuMac
You question was answered above.
4. Mail your certificate well before the final payment date.

No use waiting to the last minute in case of problems. Order and mail your certificate as early as you would like to in order to give yourself time to fix any problems if they arise.

I guess my reasoning in asking this was because I might not have the 500 points by the time the final payment is due, but should be getting them soon after. So if I make the final payment in October, but my 500 points don't accure until say November, can I then cash in the points?
You can try... but what you are risking is wasting the 500 points if they decide not to honor it. Why not save them for your next cruise? Maybe by then you will have 1000 points to use.
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#23
New Jersey
41 Posts
Joined May 2007
What happens if I have two cards and one card has a balance of 300 points and the other has a balance of 200 points. Can I combine them together?
#24
Hamburg, NY
2,025 Posts
Joined Jul 2006
Originally posted by Proud Mom
What happens if I have two cards and one card has a balance of 300 points and the other has a balance of 200 points. Can I combine them together?
To my knowledge, that'd be a no.
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#25
Middlebury, CT
613 Posts
Joined Feb 2006
Originally posted by Proud Mom
What happens if I have two cards and one card has a balance of 300 points and the other has a balance of 200 points. Can I combine them together?

That's correct! Don't request either certificate until each reaches 500. Otherwise you'll only get upgrade certificates...not worth it.
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#26
Taunton, MA
1,872 Posts
Joined Nov 2002
Had trouble finding the website to sign up for another card earlier today but Diana68 heard my plee and responded with the correct location. Some of the other links are no longer available. https://wwwa.applyonlinenow.com/USCC...&mc=A0000028IT

Last time I paid off most of my cruise minus the $500 credit I was hoping to earn and a couple hundred dollars ahead to get to my certificate early enough to send it for my final payment. Wanted to leave a small balance just in case the price dropped...it didn't.

Important warning...if you pay online make yourself aware of BOA cutoff times. When I went in to pay my first payment I had to pay a $12 charge to get the payment there on time. Alternative was for it to be a day late and for them to charge a $39 fee. Now I sometimes pay the minimum (or something) when the bill arrives and the rest by the due date. I'm also one of those people that pay off my cards in full every month but I charge for the points or money or free airline tickets.
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#27
Mount Pleasant, SC
4,574 Posts
Joined Mar 2003
Originally posted by kdg51
Had trouble finding the website to sign up for another card earlier today but Diana68 heard my plee and responded with the correct location. Some of the other links are no longer available. https://wwwa.applyonlinenow.com/USCC...&mc=A0000028IT

Last time I paid off most of my cruise minus the $500 credit I was hoping to earn and a couple hundred dollars ahead to get to my certificate early enough to send it for my final payment. Wanted to leave a small balance just in case the price dropped...it didn't.

Important warning...if you pay online make yourself aware of BOA cutoff times. When I went in to pay my first payment I had to pay a $12 charge to get the payment there on time. Alternative was for it to be a day late and for them to charge a $39 fee. Now I sometimes pay the minimum (or something) when the bill arrives and the rest by the due date. I'm also one of those people that pay off my cards in full every month but I charge for the points or money or free airline tickets.
Also, if you pay online I was told that I can only make 3 online payments per billing cycle. Others on here state they make many more payments each month than this, but I haven't been able to and was told by an online billing rep that the max is 3.
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25+ cruises and planning more all the time!
#28
On the sea whenever possible
2,599 Posts
Joined Jul 2003
[quote=Britt23;10818871]
Originally posted by SuMac
I guess my reasoning in asking this was because I might not have the 500 points by the time the final payment is due, but should be getting them soon after. So if I make the final payment in October, but my 500 points don't accure until say November, can I then cash in the points?
I was in the same predictament last year. Took a chance and mailed my certs in about 3 weeks after I made my final payment. It took NCL 6 weeks to credit back to my card, and then, they split it up into two weird amounts (like $286 & $714) and credited the smaller amount to my card, and the larger amount to the person I was sharing my cabin with. (We each used our own cards for deposits and final payments). It was a mess. Long story short, instead of having NCL screw it all up even worse, I let it go and just collected the $714 from my roommate. So, bottom line, it will probably turn out ok, but there could be snags like I had.
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#29
436 Posts
Joined Mar 2004
Beside the base cost of a cabin, can the $500 certificates be used to cover any other costs associated with the cruise -- i.e., taxes, port charges, travel insurance and airfare?
#30
Hamburg, NY
2,025 Posts
Joined Jul 2006
Originally posted by elephant98
Beside the base cost of a cabin, can the $500 certificates be used to cover any other costs associated with the cruise -- i.e., taxes, port charges, travel insurance and airfare?
I believe the short answer is yes.

The certificates can be used to pay all but the deposit for anything on your original booking confirmation from NCL. That would include port fees, taxes, NCL booked air and NCL purchased insurance as far as I know.
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#31
Indiana
1,772 Posts
Joined Sep 2006
I was just about to send a personal check to pay off my car loan, can I use one of the BOA checks I get with my NCL credit card to pay it off to get reward points?

I guess I am asking if one earns reward points when using the checks.
#32
Hamburg, NY
2,025 Posts
Joined Jul 2006
Originally posted by klct39lg
I was just about to send a personal check to pay off my car loan, can I use one of the BOA checks I get with my NCL credit card to pay it off to get reward points?

I guess I am asking if one earns reward points when using the checks.
You will NOT earn points for cash advance checks written off your account, only for actual charges.

That said, see if you can pay with credit card, sometimes you can.
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#33
2,195 Posts
Joined Sep 2001
My parents will be going on a NCL cruise to the Baltics. Their excursions will be approximately $1200 for the 2 of them.

Can I purchase onboard credit certificates for them on my NCL card ahead of time? I assume I will get the 4%. Is there a limit of how much OBC certificates you can purchase for one cabin?
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#34
Taunton, MA
1,872 Posts
Joined Nov 2002
Sounds like a plan to me. My daughter called NCL and put some money on our onboard account a few years ago as a gift. They wouldn't send her a certificate so she made her own and NCL had one telling us about the credit when we got to our cabin.
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Celebrity Equinox S Caribbean 5/18
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#35
Wantagh, New York
865 Posts
Joined Feb 2006
Originally posted by lhall85917
Also, if you pay online I was told that I can only make 3 online payments per billing cycle. Others on here state they make many more payments each month than this, but I haven't been able to and was told by an online billing rep that the max is 3.

I have made as many as 6 payments online. I hate to see a balance get TOO high! Yes I know its stupid not to use the float. but the answer is you absolutely can make more than 3 without any penalty!
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#36
Crystal Lake
5,096 Posts
Joined May 2005
Originally posted by kdg51
Had trouble finding the website to sign up for another card earlier today but Diana68 heard my plee and responded with the correct location. Some of the other links are no longer available. https://wwwa.applyonlinenow.com/USCC...&mc=A0000028IT

Last time I paid off most of my cruise minus the $500 credit I was hoping to earn and a couple hundred dollars ahead to get to my certificate early enough to send it for my final payment. Wanted to leave a small balance just in case the price dropped...it didn't.

Important warning...if you pay online make yourself aware of BOA cutoff times. When I went in to pay my first payment I had to pay a $12 charge to get the payment there on time. Alternative was for it to be a day late and for them to charge a $39 fee. Now I sometimes pay the minimum (or something) when the bill arrives and the rest by the due date. I'm also one of those people that pay off my cards in full every month but I charge for the points or money or free airline tickets.
Remember , if you are running late on making a payment , you can allways drop it off at any BOA branch( within 24 hours of 5pm due date , no charge) .. I find myself doing that often because they are slow to mail out my statement. I ussually only have 1 week ..

mpk
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" When you come to a fork in
the road , Take it]
< Yogi Berra > " Is it Time ? "

1987 American Hawaii cruises "Independence"
1995 NCL " Winward "
1996 NCL "Seaward "
1998 Carnival " Inspiration "
2002 Costa " Atlantica "
2003 NCL Star
2005 NCL "SUN" Alaska
2006 RCCL " Rhapsody "
2007 NCL " Sun"
2007 Carnival " Sensation "
2008 NCL " Pearl " S. Carib.
2009 NCL " Star " Mex. Riv.
2009 Princess "Star" Alaska
2010 NCL " SUN " Carib.
2011 NCL " Dawn "
2012 NCL "Star " W. Carib
2012 NCL "SKY" Bahamas
2013 NCL "GEM" E. Carib
2014 NCL "JEWEL" Carib.
2015 NCL "Getaway"
e-mail [email protected]
#37
Crystal Lake
5,096 Posts
Joined May 2005
I have a question.. After you hit 1000 points within a given year is that it untill your anniversary comes around again ? Or do the points earned after that start with a new 12 month clock ? Im afraid I know the answer.

Thanks anyway.

MPK
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" When you come to a fork in
the road , Take it]
< Yogi Berra > " Is it Time ? "

1987 American Hawaii cruises "Independence"
1995 NCL " Winward "
1996 NCL "Seaward "
1998 Carnival " Inspiration "
2002 Costa " Atlantica "
2003 NCL Star
2005 NCL "SUN" Alaska
2006 RCCL " Rhapsody "
2007 NCL " Sun"
2007 Carnival " Sensation "
2008 NCL " Pearl " S. Carib.
2009 NCL " Star " Mex. Riv.
2009 Princess "Star" Alaska
2010 NCL " SUN " Carib.
2011 NCL " Dawn "
2012 NCL "Star " W. Carib
2012 NCL "SKY" Bahamas
2013 NCL "GEM" E. Carib
2014 NCL "JEWEL" Carib.
2015 NCL "Getaway"
e-mail [email protected]
#38
Dillon, CO
362 Posts
Joined May 2000
It is the anniversary date of when you started. And here's another small item about which we were given incorrect information from MBNA a couple of years ago.

Our account began on Sept. 9. When I inquired if we could begin charging on Sept. 1 of the following year I was told, "yes." That is wrong. You have to wait until after the statement date of your card. In our case, we were allowed to start charging and earning points in our second year on Sept. 9.

We had already charged several hundred dollars the beginning of September and believe me, I went up the chain of command at MBNA without getting those points put on our card. I still love the card and we have really taken advantage of our points, but, as always, BUYER BEWARD AND DO YOUR HOMEWORK

Kathy
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#39
Crystal Lake
5,096 Posts
Joined May 2005
Originally posted by IrishKathy
It is the anniversary date of when you started. And here's another small item about which we were given incorrect information from MBNA a couple of years ago.

Our account began on Sept. 9. When I inquired if we could begin charging on Sept. 1 of the following year I was told, "yes." That is wrong. You have to wait until after the statement date of your card. In our case, we were allowed to start charging and earning points in our second year on Sept. 9.

We had already charged several hundred dollars the beginning of September and believe me, I went up the chain of command at MBNA without getting those points put on our card. I still love the card and we have really taken advantage of our points, but, as always, BUYER BEWARD AND DO YOUR HOMEWORK

Kathy

Thanks for that info. I have just requested a second card. I guess thats the only way.

mpk
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" When you come to a fork in
the road , Take it]
< Yogi Berra > " Is it Time ? "

1987 American Hawaii cruises "Independence"
1995 NCL " Winward "
1996 NCL "Seaward "
1998 Carnival " Inspiration "
2002 Costa " Atlantica "
2003 NCL Star
2005 NCL "SUN" Alaska
2006 RCCL " Rhapsody "
2007 NCL " Sun"
2007 Carnival " Sensation "
2008 NCL " Pearl " S. Carib.
2009 NCL " Star " Mex. Riv.
2009 Princess "Star" Alaska
2010 NCL " SUN " Carib.
2011 NCL " Dawn "
2012 NCL "Star " W. Carib
2012 NCL "SKY" Bahamas
2013 NCL "GEM" E. Carib
2014 NCL "JEWEL" Carib.
2015 NCL "Getaway"
e-mail [email protected]
#40
68 Posts
Joined Jun 2007
How does the upgrade work.We have a balcony room.I am trying to get 500 points for the discount but don't know if I'll make it. So if I paid for a balcony (3 People) do they send me $$back??