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Camera Insurance


kenevenpar
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Dave's recent thread about dropping his camera made me wonder ... how many have insurance?

 

I have a policy with Nationwide, separate from my homeowners, with my D500, D5500, 10-20,18-55,55-300,200-500, and my flashes for $56 per year. replacement cost.

 

Ken

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Dave's recent thread about dropping his camera made me wonder ... how many have insurance?

 

I have a policy with Nationwide, separate from my homeowners, with my D500, D5500, 10-20,18-55,55-300,200-500, and my flashes for $56 per year. replacement cost.

 

Ken

 

Hmmmmmm.....

 

I need to talk to my agent about homeowners soon. I wonder if they offer a rider?

 

Dave

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We have a "Valuable Personal Property" coverage from USAA. VPP is for things like guns, jewelry, art, and cameras. It tends to be about 1.5%/year, full replacement cost, no deductible. I had a Minolta DSLR stolen in 2007, filed a claim, they asked for a URL to a local store selling the same thing or the current equivalent model, and I had a direct deposit into my account the next day for their selling price. I was really glad Ritz Camera was still around and selling at no discount...

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