Credit card scammed

friendly warning. Just back from Caribbean cruise. Used a credit card ONE time in port. It was used at Little Switzerland in Havensight Mall in St Thomas. After our modest purchase, which seemed to take an unusually long time we went back to the ship. When we got home we found the credit card account hacked, on that day, and large cash advance purchased on the same card. Buyers beware!

Thank you

Thanks for the warning. I know credit card theft can happen anywhere, but I always pay in cash when out of the country. I do let my bank know where I will be traveling in case I have to use my credit card in an emergency.

Our bank offers a prepaid Visa Spending Card with a separate number not linked to your credit card. That way a hacker can only get the money you loaded on it.

Sent from my iPad using Forums

Our bank offers a prepaid Visa Spending Card with a separate number not linked to your credit card. That way a hacker can only get the money you loaded on it.

 

 

Sent from my iPad using Forums

Got to check into this. That would be ideal.

Our bank offers a prepaid Visa Spending Card with a separate number not linked to your credit card. That way a hacker can only get the money you loaded on it.

 

 

Sent from my iPad using Forums

Sorry, but that sounds awful. That puts you on the hook. Yes, my card # was stolen, but I don't have to pay any of it. The credit card company takes care of it. If it were a prepaid visa, which has minimal fees, you would be out whatever was taken. My inconvenience is being without my card for a week while they send me a new one.

Interesting.

We were there the first week of December and we used a credit card at two places. Neither had internet/ connection to process the cards electronically and so they had to do it the old fashioned way with the swipe machine that makes a carbon copy of the card. So it took a while. I wonder if this is why yours took some time and then an employee or some other person got ahold of the number that way.

Sorry, but that sounds awful. That puts you on the hook. Yes, my card # was stolen, but I don't have to pay any of it. The credit card company takes care of it. If it were a prepaid visa, which has minimal fees, you would be out whatever was taken. My inconvenience is being without my card for a week while they send me a new one.

I wasn’t very clear, sorry about that. Any funds stolen are replaced in my checking account and the card is frozen till I get back home

I keep 1 low limit card just for vacations but try and use cash. Last year in Aruba I used a credit card once for dinner. Within a couple of hours I got a notice from cc company it was hacked and they would cancel and send a new card. Luckily I was not depending on that card for further expenses

Maybe we need to go back to the old days of travellers checks. ugh

On the plus side, I love my ring :)

Our bank offers a prepaid Visa Spending Card with a separate number not linked to your credit card. That way a hacker can only get the money you loaded on it.

Sent from my iPad using Forums

Interesting...what I think I am reading is that, if I have $500. on the Visa card you describe, and it is stolen in some way, I lose $500.

Otoh, if I have a credit card that is stolen in some way, and the thief uses it to charge $500. worth of 'whatever', I have no liability other than the inconvenience of waiting for the replacement card.

I think I will skip the prepaid card.

Had no problem getting a visa pre paid giftcard replaced that was stolen - just had to give the card information an my information I registered it with an they mailed me a new one. Sure it wouldn't help on a trip if it was your only funds but you'll get it back at some point.

Most bank have Visa alerts, where to receive a text/email on every purchase. Always make sure you are using the chip and DO NOT SWIPE YOUR CARD.

Most bank have Visa alerts, where to receive a text/email on every purchase. Always make sure you are using the chip and DO NOT SWIPE YOUR CARD.

What if the store has no chip machine?

Sent from my iPad using Forums

Cash

Sent from my iPhone using Forums

It is really annoying when it happens, especially when we can remember being nice to the staff and even giving a big tip 🙄 It can happen anywhere of course. It’s only happened to me once, and to my husband once. Both were in the US, Florida and California :(