Posted January 16th, 2010, 02:55 PM
If you've already paid in full for the cruise, then nothing will happen with the person who's still going on the cruise. They will not tack on the single supplement because the cruise line already has their money from the second person, and the cruise line is not the one who will be giving the refund---the insurance company will....
Darcie, I don't think this part is exactly right; after final payment date the cruiseline still gives partial refunds up to 7-14 days prior to the cruise, and thus they will refund a portion to the cancelling passenger, and when they do that, they always re-fare the remaining passenger.
When the penalty is 100%, there have been reports both ways. Most often they still go ahead and re-fare the remaining passenger. Thus the frequent advice for the uninsured to just be a no-show rather than a late cancellation.
It seems odd to many that the cruiseline can and does essentially charge three fares for one room (100% penalty + 200% single rate fare) in this sort of case. But it helps to consider it this way, when they give a partial refund of 25% for a late cancellation by one person in a double, they don't just charge the remaining person the 25% that was refunded to the cancelling passenger. The cruiseline gets 275% (75% penalty+ 200% single fare) of the rate for the same room. Just because they have already received the equivalent of full payment for two fares does not mean they don't tack on single fare supplements.