Britter16 Posted January 19, 2016 #1 Share Posted January 19, 2016 If it's Cancel. For. Any. Reason. Why do we need a letter from a doctor to get our money back? I thought you could cancel for your own reasons. What if it wasn't medical, do you need a letter from your boss in case of an unexpected business trip etc. I guess I should read the fine print to see what reasons qualify as "any" reason. Link to comment Share on other sites More sharing options...
chrysalis Posted January 19, 2016 #2 Share Posted January 19, 2016 It probably relates to getting your money back vs getting a credit for a future cruise. They policy will clarify. Link to comment Share on other sites More sharing options...
Britter16 Posted January 19, 2016 Author #3 Share Posted January 19, 2016 thanks I was at work when my husband told me we needed a letter from my dad's doctor and I was frustrated thinking, Why? I read the policy when I got home and you're right, we can get a cruise credit without the letter which is fair to both parties, or a full refund with a doctor's letter. Thanks for calming me down on a stressful day. Link to comment Share on other sites More sharing options...
Rare GeezerCouple Posted January 20, 2016 #4 Share Posted January 20, 2016 thanks I was at work when my husband told me we needed a letter from my dad's doctor and I was frustrated thinking, Why?I read the policy when I got home and you're right, we can get a cruise credit without the letter which is fair to both parties, or a full refund with a doctor's letter. Thanks for calming me down on a stressful day. You must be referring to insurance through the cruise line. This is why (one reason of many) we never insure through the cruise line. With outside insurers, "CFAR" truly means ANY reason, and no need to document, as "anything" will work. Cruiseline insurance can be very, very different. Link to comment Share on other sites More sharing options...
sirwired Posted January 24, 2016 #5 Share Posted January 24, 2016 You must be referring to insurance through the cruise line. This is why (one reason of many) we never insure through the cruise line. With outside insurers, "CFAR" truly means ANY reason, and no need to document, as "anything" will work. Cruiseline insurance can be very, very different. In fairness to cruiseline insurance, their insurance is often a lot less expensive than 3rd-party insurance + CFAR rider, and you'll never get a 100% CFAR rider with a 3rd-party. As was noted in the other comments, cruiseline policies often provide a credit in their CFAR coverage, but cash with their traditional cancellation coverage. The letter is used to decide which payout you get. (As a side-note, HAL is a notable exception; last time I checked their CFAR coverage was in cash.) Link to comment Share on other sites More sharing options...
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