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Cancelling cruise - what happens to FCD?

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Could someone share what happens to your future cruise deposit when you cancel a cruise?

Is it refunded after 2 years or forfeited? I'm unable to cruise at the time I had originally planned and will have to cancel. I'm not sure if I need to transfer the FCD to a later cruise in order to keep them.

Many thanks if you can help clarify this for me.

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57 minutes ago, camofwilliamsburg said:

If it is refundable it goes back into your cruise bank.

Unless it’s over 2 years since purchased & would be refunded to the chargecard used to purchase it.

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I think you can extend the two years if you ask, or you can just book another cruise that you might not go on and transfer once again when you find the cruise you want.

 

 

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As stated unless it is a non refundable deposit you will get it retuned to your Captains Circle account/refunded back to the card to which it was charged or returned in the form of a check.

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Hardly a better deal anywhere. Can't think of a reason not to buy several on each cruise. You are guaranteed not to lose anything but the earned interest on an FDC purchase for the period of time that the money is in PCL's hands. 

Wonder if I could even buy a small Starbucks with all of that accumulated interest!

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