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Cash Account

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3 minutes ago, atdahop said:

Has anyone not left a credit card on file and instead used a cash account.  We have a lot of obc and probably not use all of it up.

It doesn't matter whether or not you register a credit card. Your OBC will be used first and only if there is a debit balance, will it be charged to your credit card. You might get a pleasant surprise. Your excess OBC might be refundable to you in either cash (if less than $25) or by cheque. It is worth asking at the Passenger Services Desk to see if some of your OBC is refundable. If it is, you won't feel you have to spend it on things you don't really want. BTW, Princess will use any non-refundable OBC first, then use the refundable OBC.


You mention cash. We have sometimes registered the credit card, then gone to the Passenger Services Desk and put cash into our account and maybe follow up with more cash later in the trip. Any expenses on the last day or so can come off the credit card.

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Yes.   Mainly on NCL where we can Reserve shore excursion; we are in New Zealand and are able to buy USD when the exchange is right.    We have done it on Princess too.   In all cases we have about 40 days cruising so we have a "large" sum of cash.  On the folio the first day and cash back on the penultimate; simple 

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You have to enter a credit or debit card into the cruise personlizer to print your boarding passes. If you believe you will use up all your OBC then you can just deposit US$ at passenger services. This becomes refundable OBC and will be returned if not fully used.

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On my last several cruises I have gone down to Guest Services late on the final night and cleared my account by paying in cash if there is a balance owed or by taking out what is left under $25.00.  Thus there is no charge on my credit card and I don't have to wait for a check in the mail.

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You have to submit a credit or debit card in order to board the ship.  You can submit USD to cover your folio but they have to have something to hold to cover your expenses.  Be aware that if you give them a credit or debit card they will submit a charge against the card initially to make sure it is a good card.  If the ship does not need any funds from your card they will release the tentative charge.  With credit cards the initial charge will be removed quickly.  However with a debit card the funds may not be released for several weeks depending on you bank's policy.  All merchants do this even when the charge is prepaid (car rentals, hotels, etc). 

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