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vacationlover_mn

Cruise insurance

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Posted (edited)

I know there have been many posts

on this, sorry to repeat...

 

DH and I are finally going to start

getting cruise insurance.  We want “cancel for any reason”, trip delay, and medical.  Does RCI insurance cover this, or is there a different company you recommend?

Edited by vacationlover_mn

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8 minutes ago, vacationlover_mn said:

I know there have been many posts

on this, sorry to repeat...

 

DH and I are finally going to start

getting cruise insurance.  We want “cancel for any reason”, trip delay, and medical.  Does RCI insurance cover this, or is there a different company you recommend?

 

I can't comment on RCI's insurance.  But in case you haven't found it yet, there is an entire forum on cruise insurance here...  https://boards.cruisecritic.com/forum/499-cruisetravel-insurance

 

There is a lot of good info on various companies to consider.  It seems that most people recommend going with insurance not from your cruise line (more coverage for your money).

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5 hours ago, vacationlover_mn said:

I know there have been many posts

on this, sorry to repeat...

 

DH and I are finally going to start

getting cruise insurance.  We want “cancel for any reason”, trip delay, and medical.  Does RCI insurance cover this, or is there a different company you recommend?

Look at insuremytrip and click the different filters to see different packages that may meet your needs. 

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Thanks again, and yay!  I didn’t realize we could still get insurance for our feb ‘20 cruise...  I thought you had to buy the insurance within 48 hours of the first payment 🙂

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16 hours ago, vacationlover_mn said:

I know there have been many posts

on this, sorry to repeat...

 

DH and I are finally going to start

getting cruise insurance.  We want “cancel for any reason”, trip delay, and medical.  Does RCI insurance cover this, or is there a different company you recommend?

I purchased RCL insurance and didn't read it until after I purchased. I then realized that they only cover 25000 evacuation insurance and evacuation was my biggest concern, so I ended up buying another policy for evacuation  only. There is no way you can be medivac out of any country for 25,000. Depending on what's wrong it can start anywhere from 100,000 on up. Didn't want to be in massive debt from a vacation so i purchased additional.

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RCI insurance can be much cheaper for older people.

 

But the coverage limits for medical and med evac are lower also.  

 

As anything, shop around.

 

I self insure for the cruise cost.  My last cruise, the insurance would have been $500 more to insure the cruise fare.  10 cruises, and I have paid for a missed cruise.

 

By doing a $0 cruise fare policy, I get all the other coverage, for $32.

 

 

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Trip insurance websites:


www.insuremytrip.com

www.squaremouth.com

www.quotewright.com

www.tripinsurancestore.com

 

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