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My partner is currently doing chemo for recurring NHL.  Doctor estimates it will last from 10/21/19 to 2/1/20.  I am currently on a cruise alone and booked a cruise next October 2020 for both of us. From my understanding even if I buy insurance within the next 14 days to cover pre existing conditions, the fact that he is unable to travel on the day I buy the insurance, we won’t be covered.  What are my options?

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2 hours ago, wesport said:

My partner is currently doing chemo for recurring NHL.  Doctor estimates it will last from 10/21/19 to 2/1/20.  I am currently on a cruise alone and booked a cruise next October 2020 for both of us. From my understanding even if I buy insurance within the next 14 days to cover pre existing conditions, the fact that he is unable to travel on the day I buy the insurance, we won’t be covered.  What are my options?

Hi Wesport,

 

I hope your partner's treatment is successful and he recovers quickly.

 

There are plans you may buy anytime before you pay your final payment that cover pre-existing conditions. It's also possible his doctor would say he is able to travel right now, so have him ask his doctor.

 

> if I buy insurance within the next 14 days

 

Some plans give you up to 21 days after your deposit to buy them.

 

Steve

 

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