Jump to content
Cruise Critic Community
comcox

Impact of Coronovirus on buying insurance now

Recommended Posts

For several years we have purchased TravelSafe Classic within 21 days of initial deposit because it allowed us to get pre-existing conditions excluded while not necessarily covering the full trip cost.  Since my husband is over 80 the cost of travel insurance covering all costs has been prohibitive so this was our best choice while still getting very good medical evacuation and primary medical insurance.  When recently tried to buy such a policy we got the message that we could not buy this plan after January 20 because of the Coronovirus.  Instead we are having to buy a very expensive CFAR plan covering the full cost of all non-refundable items which makes the policy horrendously expensive.  What can we do?

  • The 2019-nCoV Coronavirus outbreak is now a known event and the coverages vary from company to company:
  • For CSA, Generali, IMG iTI, Travelex, Travel Insured, TravelSafe and TripAssure plans bought after Jan 20, 2020, the only way you to get the Trip Cancellation benefit is if you buy the Cancel For Any Reason (CFAR).
  • CSA, Generali, TravelSafe and TripAssure plans bought after Jan 20, 2020, have no Post-Departure benefits for the Coronavirus.
  • For Travelex and Travel Insured policies bought after Jan 20, 2020, the Post-Departure benefits are available for the 2019-nCoV Coronavirus.
  • On Feb 5, 2020 MedjetAssist and MedjetHorizon services are suspended in the following countries: China, Hong Kong, Taiwan, Macau.

Share this post


Link to post
Share on other sites

Hi Comcox, 

 

I'm glad to hear you are buying travel insurance early in order to meet the time requirements to obtain a pre-existing medical conditions waiver. Are you specifically looking for a plan to cover emergency medical expenses unrelated to coronavirus? We have some recommendations, if you want to email us directly at news@insuremytrip.com we can send over those plan options.

 

1 hour ago, comcox said:

For several years we have purchased TravelSafe Classic within 21 days of initial deposit because it allowed us to get pre-existing conditions excluded while not necessarily covering the full trip cost.  Since my husband is over 80 the cost of travel insurance covering all costs has been prohibitive so this was our best choice while still getting very good medical evacuation and primary medical insurance.  When recently tried to buy such a policy we got the message that we could not buy this plan after January 20 because of the Coronovirus.  Instead we are having to buy a very expensive CFAR plan covering the full cost of all non-refundable items which makes the policy horrendously expensive.  What can we do?

  • The 2019-nCoV Coronavirus outbreak is now a known event and the coverages vary from company to company:
  • For CSA, Generali, IMG iTI, Travelex, Travel Insured, TravelSafe and TripAssure plans bought after Jan 20, 2020, the only way you to get the Trip Cancellation benefit is if you buy the Cancel For Any Reason (CFAR).
  • CSA, Generali, TravelSafe and TripAssure plans bought after Jan 20, 2020, have no Post-Departure benefits for the Coronavirus.
  • For Travelex and Travel Insured policies bought after Jan 20, 2020, the Post-Departure benefits are available for the 2019-nCoV Coronavirus.
  • On Feb 5, 2020 MedjetAssist and MedjetHorizon services are suspended in the following countries: China, Hong Kong, Taiwan, Macau.

Hi

Share this post


Link to post
Share on other sites

Create an account or sign in to comment

You need to be a member in order to leave a comment

Create an account

Sign up for a new account in our community. It's easy!

Register a new account

Sign in

Already have an account? Sign in here.

Sign In Now

  • Forum Jump
    • Categories
      • Forum Assistance
      • New Cruisers
      • Cruise Lines “A – O”
      • Cruise Lines “P – Z”
      • River Cruising
      • ROLL CALLS
      • Digital Photography & Cruise Technology
      • Member Cruise Reviews
      • Special Interest Cruising
      • Cruise Discussion Topics
      • UK Cruising
      • Australia & New Zealand Cruisers
      • North American Homeports
      • Ports of Call
      • Cruise Conversations
×
×
  • Create New...