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40 minutes ago, DirtyDawg said:

How much do you have tied up in deposits with this company for the 10 cruises? If I'm not mistaken if this thing goes Chapter 11 customer deposits are just another unsecured creditor ranking behind the secured creditors.  Any U.S. consumer law lawyers out their want to chime in. 

 

You really think chapter 11 is in their future? If so, you think they would go down the route to void customer deposits? That would be an instant kill for the company. 

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1 hour ago, At Sea At Peace said:

 

No, not at all.

 

Have monkeys or other dart throwers changed?  😁

 

Alternately, how has the pandemic made the record of financial advisors more successful?

 

But hey, I only took the first two links.  Here's some more time sensitive ones, post pandemic.  🙄

 

https://buffett.cnbc.com/video/2022/05/02/buffett-would-bet-on-monkeys-throwing-darts-to-outperform-financial-advisers.html

 

2022 ANNUAL MEETING

Buffett would bet on monkeys throwing darts to outperform financial advisers

 

https://financhill.com/blog/investing/can-a-monkey-beat-the-market

 

Finally, the post was 'sarcasm' about relying on financial advisors as a solid, proven, homogenous group of always successful, correct stock market pickers; i.e., which they are not.

Nobody is always successful all the time. The idea is to be right more times than wrong and when you’re wrong hopefully you are realllly wrong. You don’t need a financial planner to make money in the stock market, long haul. If you put effort into it, even someone like me can do really really well even including this economy as of today.

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15 minutes ago, grandgeezer said:

Nobody is always successful all the time. The idea is to be right more times than wrong and when you’re wrong hopefully you are realllly wrong. You don’t need a financial planner to make money in the stock market, long haul. If you put effort into it, even someone like me can do really really well even including this economy as of today.

 

Of course.

 

That, however, wasn't the point we were musing.  That was relying on a financial planner, as the best choice.  You actually concur in this reply.

 

Cheers.

 

Take care.

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1 hour ago, DirtyDawg said:

How much do you have tied up in deposits with this company for the 10 cruises? If I'm not mistaken if this thing goes Chapter 11 customer deposits are just another unsecured creditor ranking behind the secured creditors.  Any U.S. consumer law lawyers out their want to chime in. 

 

No idea, and no energy to add it up😁

 

I do have $45000 paid on UWC, though.

 

My TA tells me Canadian law protects me to some extent

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1 hour ago, exm said:

 

How do you applied this for 10 cruises in the future? I was under the impression you can only apply this a few weeks prior to cruising?

I applied online for 2 cruises, one in  September and the other in December.  Applied on Wednesday and got e-mail on Saturday July 7th telling that the 2 X $100 in OBC have been applied to my account.

 

Impressed with the efficiency.

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2 minutes ago, nelblu said:

I applied online for 2 cruises, one in  September and the other in December.  Applied on Wednesday and got e-mail on Saturday July 7th telling that the 2 X $100 in OBC have been applied to my account.

 

Impressed with the efficiency.


I assume you had to submit a brokerage statement?

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5 minutes ago, John&LaLa said:

 

No idea, and no energy to add it up😁

 

I do have $45000 paid on UWC, though.

 

My TA tells me Canadian law protects me to some extent

I'm stuck in my Econ/finance mode today so it's all GDP,TVM, TSFA, FOREX,ROA, ROE etc. Setting two midterms all day. What's UWC? 

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2 minutes ago, exm said:


I assume you had to submit a brokerage statement?

Everyone has to submit a brokerage statement to receive the shareholder OBC.  The best part is that you can submit all of your cruises at once with 1 statement attached.

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2 minutes ago, exm said:


I assume you had to submit a brokerage statement?

Yes, I attached it to the online application.  Hid all data except my name, RCL position, and date of statement.

The process is quite easy and one brokerage statement for many sails.

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2 minutes ago, DirtyDawg said:

I'm stuck in my Econ/finance mode today so it's all GDP,TVM, TSFA, FOREX,ROA, ROE etc. Setting two midterms all day. What's UWC? 

I believe it's a world cruise.

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9 minutes ago, DirtyDawg said:

I'm stuck in my Econ/finance mode today so it's all GDP,TVM, TSFA, FOREX,ROA, ROE etc. Setting two midterms all day. What's UWC? 

 

Ultimate World Cruise. 

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12 hours ago, Tlbecker1 said:

Everyone has to submit a brokerage statement to receive the shareholder OBC.  The best part is that you can submit all of your cruises at once with 1 statement attached.

They will also accept a copy of the proxy statement once you have held the stock long enough to get one, saves the bother of blacklining a bunch of info they do not need.

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18 minutes ago, zebra36 said:

They will also accept a copy of the proxy statement once you have held the stock long enough to get one, saves the bother of blacklining a bunch of info they do not need.

Not helpful if you have sails and proxy's are many months away.

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22 minutes ago, zebra36 said:

They will also accept a copy of the proxy statement once you have held the stock long enough to get one, saves the bother of blacklining a bunch of info they do not need.

 

I just did a screenshot of the transaction screen. No need to hide anything😁

 

On a related note, just got an email saying no OBC will be applied to a casino comp cruise

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6 minutes ago, John&LaLa said:

 

I just did a screenshot of the transaction screen. No need to hide anything😁

 

On a related note, just got an email saying no OBC will be applied to a casino comp cruise

Is that normal or is that a change from the past?

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Posted (edited)
15 hours ago, DirtyDawg said:

How much do you have tied up in deposits with this company for the 10 cruises? If I'm not mistaken if this thing goes Chapter 11 customer deposits are just another unsecured creditor ranking behind the secured creditors.  Any U.S. consumer law lawyers out their want to chime in. 

I am in no way offering legal advice....

 

11 U.S.C. §507(a)(7) provides priority status to claims up to $3,025 "arising from the deposit, before the commencement of the case, of money in connection with the purchase, lease, or rental of property, or the purchase or services, for the personal, family, or household use of such individuals, that were not delivered or provided."

Edited by The Scurvy Pirate
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9 hours ago, nelblu said:

Not helpful if you have sails and proxy's are many months away.

Proxy comes annually and have yet to encounter a problem using it. I just copy and use as needed throughout the year.

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8 hours ago, The Scurvy Pirate said:

I am in no way offering legal advice....

 

11 U.S.C. §507(a)(7) provides priority status to claims up to $3,025 "arising from the deposit, before the commencement of the case, of money in connection with the purchase, lease, or rental of property, or the purchase or services, for the personal, family, or household use of such individuals, that were not delivered or provided."

 

IANAL

 

Does that reference apply to non-United States incorporated entities incorporated in other nations?

 

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Posted (edited)
12 hours ago, John&LaLa said:

 

On a related note, just got an email saying no OBC will be applied to a casino comp cruise

Yep…It was honored on casino comp cruises provided you did an upgrade….up until 3 months ago…that has since changed. Bummer, as that used to entice us for an upgrade. 

Edited by bucfan2
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15 hours ago, At Sea At Peace said:

 

IANAL

 

Does that reference apply to non-United States incorporated entities incorporated in other nations?

 

This is for cases filed in the United States.  Although incorporated in Liberia, they could still use the US system asserting venue is appropriate under 28 USC §1408 as US/Florida is its principal place of business with its headquarters being in Miami.  There is also Chapter 15 that allows foreign corps to use the US system under certain circumstances which incorporates venue through 28 USC §1410.

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It's no longer rumor...

 

Royal Caribbean Group (NYSE: RCL) today announced it has received court approval to acquire the ultra-luxury cruise ship Endeavor....

The vessel was fully financed through a 15-year unsecured term loan, guaranteed by the German export credit agency, Euler Hermes, with no amortization payments in the first two years.

 

https://finance.yahoo.com/news/royal-caribbean-group-acquires-cruise-120000388.html

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