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When should I purchase travel insurance?

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Hi, I booked my cruise a month ago, so the pre-existing condition coverage has been passed. So I am wondering if I should wait until closer to the cruise to book. What are the benefits of booking now? If I cancelled the cruise, I would rather not be out of pocket a few hundred dollars. 


Any thoughts?


Thanks all!

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IsureMyTrip answered question in a special forum here. In one response, the representative said they have plans that include not only pre-existing conditions but also Cancel for Any Reason at final payment. Give them a call and let them explain what is available. There are probably  some limitations in this time of coronavirus.

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