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To Cancel (Ins) or Not to Cancel, That is the Question


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Months ago I purchased CFAR travel insurance for my TA on HA in April.  Since the trip has been cancelled the insurance company has offered me a full refund of the premium.  The only loss I have so far is a deposit on an AirBnB in Spain.  It looks like my train tickets and other AirBnB will be fully refunded.  As my far biggest risk is with the HA refund of my cruise fare and airline tickets through HA, I am trying to decide whether to cancel the insurance or not.  I cancelled with HA the first day after they announced their policy and requested a full refund.  Except for a "Your Preference has been successfully submitted", I have heard nothing from HA.  I an concerned that if I cancel the insurance now and HA doesn't come through (for some unforseen reason) I stand to lose much more than the premium. 

I know that many of you have problems far beyond a few thousand dollars but for me (retired) it's a big deal.

Thanks for any thoughts

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