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FCC covers cruise rate only??


Cruisesfun65
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Hopefully one of you seasoned MSC cruisers or even a  TA can help me with this:

Our Mediterranean cruise was canceled and we applied for the 125% FCC. 

Our TA is telling us that the FCC will only cover the cruise rate on the new booking and not the taxes and port fees. 

So. In other words, we need to pay a new deposit plus the new taxes and port fees. 

Any overage of the FCC will be converted into yet another FCC. 

Is this correct??

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The answer is generally yes, with some caveats.

i am assuming you are in US.  Your FCC can be applied to future cruise and yes, cruise fare only and not the  taxes and fees.  When you select  FCC , it will be for your base fare and original  taxes and fees should be refunded to original form of payment.

I found it hard to find a cruise To use our FCC amount. Reading fine print, I was prepared to pay taxes and fees (again) on new cruise. I was not interested in another FCC that has to be used by end of 2021.

Overage amount cannot be used as an On Board credit HOWEVER,  it can be applied to precruise items. Such as spa pass, laundry package, excursions etc. as long as they are booked before cruise. This works for us.

Edited by phissy
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MSC is actually applying the FCC to any balance due on the new cruise, including taxes/fees. I just applied one for a client today, and the FCC had him paid in full without putting any cash towards it. They are allowing it to cover anything, including taxes, precruise purchases, etc. 

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