Sadly, our first cruise with Silversea, a November sailing of the Whisper, is being cancelled according to the email from Silversea forwarded by our travel agent.   I noted that in the email the future cruise credit offer is only 110%, rather than the 125% that was listed on the Cruise with Confidence policy.  Sure enough, that policy was updated effective yesterday to reduce the FCC from the previous 125% down to 110%.  While I could probably make a case that we are due the 125% FCC a