I tested positive for Covid on Adventure 7/24 Sailing

[coldflame]

2 hours ago, Jimbo said:

Any idea just how long Royal will pay for these services before the cost is paid by the passenger who got covid. Can't think Royal will continue to pay for service like this.

 

 Can't even imagine what the cost would be for something like this would be if you were on a cruise in Europe and lived in the United States?

 

That was my first thought -- unsustainable and won't scale well. And seeing how DV cases are in a very fast uptrend, it's not unreasonable to think they'll have to do this for more passengers in coming sailings. Even if we take medevac (which is the most expensive aspect) out of the equation, the disruption, cleanup, etc. has significant costs associated with them.

 

See how ICU occupancy is near 90% in South FL, I'm getting the prescient feeling we're going to see another NSO in place within weeks.

[kearney]

4 minutes ago, Mapleleafforever said:

I wonder how much travel insurance will cost that includes emergency private transportation home in the very likely event that you test positive while on a cruise.....or if it will even be available while we're still under an official world wide pandemic. Might just become cost prohibitive.......if that happens Royal will have to continue to eat the cost if they want people to cruise. 

 

Quarantining in a contracted hotel sounds like a more viable option financially speaking but once again, who will pay and who has that amount of time to give up?? I know I don't.....

 

No one knows yet.......

When we decided to book on AOS for August... I found policies with Covid coverage. I had seen the attached article on Covid travel insurance and then went to Squaremouth.com and looked at various policies... ended up choosing one there... it was more expensive than past coverage... https://www.forbes.com/advisor/travel-insurance/best-pandemic-travel-insurance/ (this article appears to have been updated). I figure between the current "cruise with confidence" Royal program, my travel insurance with covid coverage... and the required Bahamian travel health insurance... there will be a lot of lawyers figuring out who pays to get me home... but I am a belt and suspenders person... Our policy was $210... and if I recall the cruise and airfare were about $1900. 

[livingonthebeach]

@Coconut Crew thanks so much for sharing your experience.  So glad you and your family are ok! Your account answers many questions we all had.  

[Babr]

5 minutes ago, kearney said:

When we decided to book on AOS for August... I found policies with Covid coverage. I had seen the attached article on Covid travel insurance and then went to Squaremouth.com and looked at various policies... ended up choosing one there... it was more expensive than past coverage... https://www.forbes.com/advisor/travel-insurance/best-pandemic-travel-insurance/ (this article appears to have been updated). I figure between the current "cruise with confidence" Royal program, my travel insurance with covid coverage... and the required Bahamian travel health insurance... there will be a lot of lawyers figuring out who pays to get me home... but I am a belt and suspenders person... Our policy was $210... and if I recall the cruise and airfare were about $1900. 

What’s missing here is any language about reimbursement for quarantine except in the Trawick policies. Most insurance will cover Covid as any other illness, but none of them will fly you home on a private jet unless it is a medical emergency. Even then there are stipulations. Read your policy carefully.

 

It is the non-emergency coverage that people need to pay attention to because vaccinated people are less likely to require extensive medical care, but they can be required to quarantine in a contracted hotel until they test negative.

 

The Royal assistance will get you home because it remains in place until the end of October. After that, plan accordingly. Royal has set high expectations, but when people begin dealing with insurance, they are in for a new reality.

[Ocean Boy]

9 minutes ago, MommaBear55 said:

It's well known that at least 10% of vaccinated people can catch Covid. There's no credibility issue, just people thinking this was going to be a perfect solution. 

There are "credibility" issues with various groups of people. They do not necessary have a scientific basis.

 

If there were no credibility issue then our vaccination rates would be so much better.

[Jtd724]

1 hour ago, smokeybandit said:

The vaccines are definitely working.

Exactly instead of going to the hospital and getting on ventilator you’re either going to be asymptomatic or have a minor cold. Out of that 167 million vaccines given I believe there are still only 1000 deaths after the vaccine way better 95% efficiency.

 

If anyone wants to dispute the number of deaths out of the vaccine go right ahead I’m just recalling a Fox News excerpt without looking it up on Google.

 

whatever the number is it still way way way better than 95% efficiency.

Edited August 1, 2021 by Jtd724

[Babr]

33 minutes ago, nelblu said:

Quarantined is considered treated with kid gloves.  How would you have handled this situation.

 

Just wondering, what are the CDC protocols when you vacation outside the USA.  

I don’t know that the CDC has any authority outside the US. If you are disembarked at a foreign port, you’d be subject to their rules for Covid until you could test negative and fly home.

 

If you mean protocols on ships, I believe all of them are observing Covid mitigation strategies wherever they are.

[CruisingHogFan]

1 hour ago, BecciBoo said:

I just wonder if any of them were actually sick with Covid.  Guess the only way to tell is to be tested for antibody.  I am really suspicious of these tests and their accuracy after hearing about so many false positives!  They didn't sound symptomatic at all!  If it were me, I think I'd demand the antibody test and if it was negative deal with the cruise line about it.

 

Of course I feel the culprit in the whole fiasco is and always was the CDC.

 

Now I think it would be handy to have both PCR and Rapid Antigen tests done at same time, might be worth it.  Not sure I'd want to trust just the Rapid test in such a tight time frame before our cruise.

The OP said they did a PCR test after the positive Antigen to confirm his positive. Not sure on the others. There was a family being escorted off in Cozumel that had a positive COVID case on our sailing. 

 

You agree to the terms when you board the ship. You aren’t going to be able to demand or deal with the cruise line. You test positive you will be quarantined until the PCR test results. If that test is positive then you will leave the ship at next port. End of story

 

[MsTabbyKats]

@Coconut CrewDid they tell you if it was the Delta variant?

[kearney]

9 minutes ago, Babr said:

What’s missing here is any language about reimbursement for quarantine except in the Trawick policies. Most insurance will cover Covid as any other illness, but none of them will fly you home on a private jet unless it is a medical emergency. Even then there are stipulations. Read your policy carefully.

 

It is the non-emergency coverage that people need to pay attention to because vaccinated people are less likely to require extensive medical care, but they can be required to quarantine in a contracted hotel until they test negative.

 

The Royal assistance will get you home because it remains in place until the end of October. After that, plan accordingly. Royal has set high expectations, but when people begin dealing with insurance, they are in for a new reality.

Private insurance costs will likely rise once cruise lines back off their support...

[coldflame]

2 minutes ago, livingonthebeach said:

 

I live in South Florida and can tell you the vaccinated are not in ICU. The Delta Variant is knocking down the UNvaccinated -- one more incentive to become vaccinated. 

 

As of Thursday research group in Israel determined Pfizer mRNA vaccines to have *only* 39% efficacy against the Delta Variant. CDC determined that fully vaccinated individuals as "just as likely" to spread the virus as unvaccinated. We need to stop the vaccinated vs unvaccinated rhetoric. I completely advocate for people to take the vaccine because it decreases chances of serious illness substantially, but let's not start with the tribalism. What matters is that we have a variant accelerating and should it continue to escalate for a week or two, we're *ALL* could see restrictions put back in place.

 

 

[smokeybandit]

Just now, MsTabbyKats said:

@Coconut CrewDid they tell you if it was the Delta variant?

RC wouldn't be able to get down to that level of detail on board. 

[coldflame]

1 minute ago, MsTabbyKats said:

@Coconut CrewDid they tell you if it was the Delta variant?

 

They don't have the sequencing equipment on board. And that process takes a few days even on land. She might head from the CDC if her samples we're sent to a sequencing lab.

[Jimbo]

Just now, MsTabbyKats said:

@Coconut CrewDid they tell you if it was the Delta variant?

I think that is a more  detailed test to tell that and takes much longer to get the results.

[smokeybandit]

Just now, kearney said:

Private insurance costs will likely rise once cruise lines back off their support...

I doubt it. We're talking only a handful of people out of thousands since the north american cruise restart that have had to be flown home.

[smokeybandit]

It's also probably not worth the effort to check the variant since it's highly likely it's Delta anyway.

[Jimbo]

3 minutes ago, smokeybandit said:

I doubt it. We're talking only a handful of people out of thousands since the north american cruise restart that have had to be flown home.

You are thinking to logical................think like you own an insurance company Supply and Demand.............."Yes, raise the cost asap please !!"

Edited August 1, 2021 by Jimbo

[boscobeans]

15 minutes ago, MommaBear55 said:

It's well known that at least 10% of vaccinated people can catch Covid. There's no credibility issue, just people thinking this was going to be a perfect solution. 

 

[Babr]

1 minute ago, kearney said:

Private insurance costs will likely rise once cruise lines back off their support...

They are likely to pay out more in claims; however, insurance is regulated by the states so they’d have to have any rate adjustments approved. That takes time, but it can happen.

[livingonthebeach]

1 minute ago, coldflame said:

 

As of Thursday research group in Israel determined Pfizer mRNA vaccines to have *only* 39% efficacy against the Delta Variant. CDC determined that fully vaccinated individuals as "just as likely" to spread the virus as unvaccinated. We need to stop the vaccinated vs unvaccinated rhetoric. I completely advocate for people to take the vaccine because it decreases chances of serious illness substantially, but let's not start with the tribalism. What matters is that we have a variant accelerating and should it continue to escalate for a week or two, we're *ALL* could see restrictions put back in place.

 

True we could all get CV19 vaccinated or not.  My post was in reply to yours about ICU patients in South Florida. The majority or 99.999% in ICU are UNvaccinated. 

[smokeybandit]

1 minute ago, livingonthebeach said:

The majority or 99.999% in ICU are UNvaccinated. 

This is your clue that these are people who merely test positive while in the hospital, not people who are in the hospital for covid.

 

Hospitals aren't testing vaccinated people for covid if they aren't there for covid reasons. But they will test unvaccinated.

[dominicr]

49 minutes ago, nelblu said:

Quarantined is considered treated with kid gloves.  How would you have handled this situation.

 

Just wondering, what are the CDC protocols when you vacation outside the USA.  

Listening to the cdc about covid is like listening to a fat person tell you how to diet. 

[coldflame]

17 minutes ago, Babr said:

What’s missing here is any language about reimbursement for quarantine except in the Trawick policies. Most insurance will cover Covid as any other illness, but none of them will fly you home on a private jet unless it is a medical emergency. Even then there are stipulations. Read your policy carefully.

 

It is the non-emergency coverage that people need to pay attention to because vaccinated people are less likely to require extensive medical care, but they can be required to quarantine in a contracted hotel until they test negative.

 

The Royal assistance will get you home because it remains in place until the end of October. After that, plan accordingly. Royal has set high expectations, but when people begin dealing with insurance, they are in for a new reality.

 

Yeah good point. Also the window for which this policy is valid is those who reserved after 3/30 and before 6/30. So if you reserved outside that window, you (or your insurance) will have to foot the bill.

[CruisingHogFan]

3 minutes ago, coldflame said:

 

As of Thursday research group in Israel determined Pfizer mRNA vaccines to have *only* 39% efficacy against the Delta Variant. CDC determined that fully vaccinated individuals as "just as likely" to spread the virus as unvaccinated. We need to stop the vaccinated vs unvaccinated rhetoric. I completely advocate for people to take the vaccine because it decreases chances of serious illness substantially, but let's not start with the tribalism. What matters is that we have a variant accelerating and should it continue to escalate for a week or two, we're *ALL* could see restrictions put back in place.

 

 

I read that article also and that’s not what it stated!!
Here is the article if anyone wants to read what was actually said vs focusing on what thing said then twisting it. 🙄

 

https://www.bing.com/fd/ls/GLinkPing.aspx?IG=0E66440253054BCCAEDBFBC03975CCCA&&ID=SERP,5127.1&SUIH=BU37MqcKS1wx34iy9DMBwg&redir=aHR0cHM6Ly93d3cuY25iYy5jb20vMjAyMS8wNy8yOS9kZWx0YS12YXJpYW50LWlzcmFlbC10by1naXZlLXBmaXplci1jb3ZpZC1ib29zdGVyLXNob3RzLXRvLWVsZGVybHktLmh0bWw

 

 

[coldflame]

1 minute ago, CruisingHogFan said:

I read that article also and that’s not what it stated!!
Here is the article if anyone wants to read what was actually said vs focusing on what thing said then twisting it. 🙄

 

https://www.bing.com/fd/ls/GLinkPing.aspx?IG=0E66440253054BCCAEDBFBC03975CCCA&&ID=SERP,5127.1&SUIH=BU37MqcKS1wx34iy9DMBwg&redir=aHR0cHM6Ly93d3cuY25iYy5jb20vMjAyMS8wNy8yOS9kZWx0YS12YXJpYW50LWlzcmFlbC10by1naXZlLXBmaXplci1jb3ZpZC1ib29zdGVyLXNob3RzLXRvLWVsZGVybHktLmh0bWw

 

 

 

What did I say that was inaccurate? 

 

"Pfizer and BioNTech’s Covid-19 vaccine is just 39% effective in Israel where the delta variant is the dominant strain, according to a new report from the country’s Health Ministry."

 

Delta variant: Pfizer Covid vaccine 39% effective in Israel, prevents severe illness (cnbc.com)