Looking at doing a family cruise Canada New England next October. Half the family is vaccinated for Covid the other half isn't. Where can they find insurance that would allow them to cancel if Covid requirements come back into effect?
The 10% price is for the 90% coverage, I believe the "standard" plan only refunds 80% and if you bought the standard plan it is less costly. My suspicion is you paid a $600PP nonrefundable deposit in addition to the $489 insurance. If you cancel you will lose the $489 plus $120 of the $600 or $609PP. Ironically had you not purchased the protection plan you would have only lost $600PP.